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Bob Chamorro - Lower Mortgage - Branch Manager | NMLS# 282888 in Coral Gables, FL
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Bob Chamorro - Lower Mortgage

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Branch Manager | NMLS# 282888

Lower Mortgage
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Florida International University
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Florida International University
Florida International University
Contact Info
(305) 987-8726
Coral Gables, FL
https://lowercoralgables.com/
https://www.lower.com/lo/bchamorro
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Janet P W
    Port Saint Lucie, FL
    Posted on March 30th, 2022 02:20 AM
    Bob treated me with great respect. through the entire loan process. He was very attentive to all of my questions, he would return calls promptly and keep me informed of the entire process. I would definitely recommend Bob, to other friends...
    read more
  • Encompass
    G
    Gabriel M
    Pembroke Pines, FL
    Posted on March 27th, 2022 10:00 PM
    muy atento y siempre listo para ayudarte, excwlwntw6
  • Encompass
    M
    Michael S
    Fort Lauderdale, FL
    Posted on March 18th, 2022 05:10 PM
    Bob was always available day or night. He went above and beyond to answer all my many questions and gave me real insight into what the metrics meant.
  • Encompass
    M
    Maria D C A
    Hollywood, FL
    Posted on March 11th, 2022 07:45 PM
    Very professional, called at any time and they responded.
  • Encompass
    S
    Sarah B
    Miramar, FL
    Posted on March 9th, 2022 12:23 PM
    Communication was often last minute and did not allow much time for me to prepare for what was being asked.
  • Encompass
    A
    Austin N
    Fort Lauderdale, FL
    Posted on March 7th, 2022 02:07 PM
    I don’t even know where to start, the service and care was EXCEPTIONAL!!! That was what made it great 😊 I was a 1st time homebuyer that didn’t know a lot about buying a home and Bob walked me threw the process with ease. I’m so honored to...
    read more
  • Encompass
    D
    Daniel E C
    Coconut Creek, FL
    Posted on March 4th, 2022 02:36 PM
    I’m not the easiest person to deal with in this kind of a stressful situation. Bob answered all my questions and always kept me informed the entire way through. Will use him again in the future
  • Encompass
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    CHRISTI D
    Homestead, FL
    Posted on February 4th, 2022 12:05 AM
    It was easy. Bob is great to work with
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    Rebeca J B
    North Miami, FL
    Posted on January 29th, 2022 12:27 PM
    Always answering my questions.. Always available at the phone. Very patient with me in the whole process
  • Encompass
    J
    James J
    Plantation, FL
    Posted on January 27th, 2022 09:44 PM
    Bob and his Team at Hamilton that I interacted with during this process were all excellent! Bob was always very pleasant, informative, and always returned my calls or texts in a timely manner. He made the complicated task of purchasing my home...
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    About
    Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    Home Equity Conversion Mortgages(HECM)
    Bank Statement Loans
    Specialities
    Goverment loans
    Agency loans
    Non-QM loans
    Reverse Mortgages
    Hard Money Loans
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    Education
    • Florida International University
      Business
      International Business
      Aug 1997 -Dec 2001
      Florida International University logo
    Positions
    • Lower.com - Branch Manager
      Jul 1st, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 282888
    • Branch NMLS# 1477432
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.