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Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
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9 AM to 5 PM(Open now)
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closed
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I appreciate hard work of Bobs team. They made it possible I've got loan , had closing in time. They helped me through all the process quickly and smoothly. Thank you for your work
Bob and his team are excellent. I am very impressed by their level of expertise.
Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Luis A
As a first-time homebuyer, I had a lot of questions and uncertainty going into the mortgage process—but working with Bob made all the difference. He was incredibly patient, knowledgeable, and always available, no matter the time or day. Bob...
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Bob,Thank you very much
Bob and his team at Lower were super helpful with us buying our first home. He was very friendly and always willing to help when we had questions about buying a home. He got me a much lower rate and qualified me for more than other lenders...
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Bob and his team made buying a house very easy. He was super helpful and got me the best rate and helped me figure out everything I needed in order to buy our first home. he was always happy to chat when I had questions and do whatever he could...
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Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Diego V
level of professionalism ,knowledge and helpfulness
made everything a great experience
Aleays willing to help
91–100 of 486
About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
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Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001
Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.