Bill Mervin
Mortgage Branch Manager | NMLS# 313416
Bill and his team were fantastic to work with! Our family had been dreaming of purchasing a bigger home and we wanted to make sure that we went into the process with much care and diligence. Bill and his team answered all of our questions a... Show More
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We recently closed on a new primary residence. Being self employed, it was a little trickier trying obtain a mortgage and Bill was the right guy to use! His knowledge and knowing all the ins and outs made the loan process flawless. I will 100%...
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Reply from Owner
April 20th, 2026 11:14 PM
Hi, Joe. Thank you so much for leaving us a stellar review!
As a clergy family with a lower income, we didn't look great on paper, and the chances of getting a good home were low unless we could find a lender who would go to bat for us. Bill Mervin and his team definitely did that. Our finances and...
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what made it great was Bill's ability to become the customer and tailor make a product that is ideal, with his knowledge experience, the was very pleasant. The process is very stressful, Bill managed to take most of it out of the equation.
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I asked a lot of questions and Bill was very thorough in answering all of them.
On time and knowledgeable performance
Great communication!
Bill is fully transparent and breaks down the mortgage process from the lens of the buyer. He answers any and all questions and lists our the pros and cons of each scenario possible as a buyer and enpowers you to make the best decision for...
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Great and friendly service. Worked very closely with me to get the rate and the fees that I needed.
Reply from Owner
March 17th, 2026 11:05 PM
Hi, Ruthy. We are thrilled to learn that you had a positive experience with us!
Bill Mervin was extremely helpful throughout the entire loan process. He was always responsive, professional, and took the time to clearly explain every step. The communication was smooth and he made what could have been a stressful process...
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Angelo was really helpful. I wasn’t sure if I could even get anything, but he actually helped me get mortgage ready, he didn’t just run my credit and send me on my way, he actually helped me qualify for what I needed being both self employed...
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Bill and his team were fantastic to work with! Our family had been dreaming of purchasing a bigger home and we wanted to make sure that we went into the process with much care and diligence. Bill and his team answered all of our questions and concerns, and we especially appreciated how quick they were to respond and move to action. I would definitely recommend this team to anyone who is looking to purchase a home!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Central Standard Time (CST)
Licenses
- NMLS# 313416
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Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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