Bill Frederick Lund
Loan Officer | NMLS# 613656
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Bill is a very knowledgeable and does a great job communicating. Highly recommend!
Bill was phenomenal to work with! His communication was exceptional, and he walked me through every step of the process, patiently answering my hundreds of questions and “what ifs.” He made the entire experience smooth, easy, and stress-free....
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thank you did great job
Reply from Bill Frederick Lund
August 17th, 2026 06:32 PM
Steven, I appreciate your kind words. I'm glad to know I did a good job for you.
Thank you.
Reply from Bill Frederick Lund
July 16th, 2026 09:00 PM
Kaitlyn, thank you for your kind words. I'm glad I could assist you.
From the first opportunity to discuss our financial needs he was able to be straightforward with us, stress free and the process was so noncoplicated as well as straightforward. His team did an incredible job, they all were knowledgeable, responsive...
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Reply from Bill Frederick Lund
July 13th, 2026 04:56 PM
Mark, I appreciate your kind words and am pleased to hear that the process felt straightforward and stress-free for you. It’s great to know that my team and I could provide the support and expertise needed to tailor a solution perfectly for...
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What made this a great experience was BILL! His knowledge, guidance, and steady support made the entire mortgage process so much easier for us. We always felt informed and in good hands, and we truly appreciate everything he did. He was outstanding...
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Reply from Bill Frederick Lund
June 22nd, 2026 06:04 PM
Karen, I appreciate your kind words about my role in your mortgage process. I'm glad that my knowledge and guidance helped make things easier for you. It's wonderful to know you felt informed and well-supported throughout. If you ever need...
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Bill provided exceptional service throughout our mortgage process. His expertise, clear communication, and willingness to guide us at every step made a huge difference. We felt supported the whole way through, and we are grateful for his help!...
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Reply from Bill Frederick Lund
June 22nd, 2026 02:18 PM
John, I appreciate your kind words about my service during your mortgage process. I'm glad that my expertise and communication were helpful to you. It's wonderful to know you felt supported every step of the way. If you need anything else,...
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Bill is personal and professional. He has amazing industry insights and navigates the different financial options with simplicity.
Reply from Bill Frederick Lund
May 29th, 2026 07:36 PM
Thank you, Marisa, for your kind words. I'm glad that you found my industry insights and guidance helpful. It's important to me to make financial options clear and manageable for my clients.
Bill was great to work with and very attentive to all our needs.. He went well above the services
you would expect.. Just a great job by Bill and his whole Team
Reply from Bill Frederick Lund
May 7th, 2026 03:46 PM
Thank you, Craig, for your kind words. I'm grateful that you appreciated the level of attention and service provided by my team and me. It's always a pleasure to exceed expectations and ensure all your needs are met.
Very clear,informative & always responded right away to us. Great personality & great to work with.
Reply from Bill Frederick Lund
May 4th, 2026 04:23 PM
I'm pleased to hear that you found my communication clear and timely, Jeanne. It's great to know you enjoyed working with me. If there's anything else I can do for you, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 613656
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.