

Bill Frederick Lund
Loan Officer

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
What made this a great experience was BILL! His knowledge, guidance, and steady support made the entire mortgage process so much easier for us. We always felt informed and in good hands, and we truly appreciate everything he did. He was outstanding...
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Bill provided exceptional service throughout our mortgage process. His expertise, clear communication, and willingness to guide us at every step made a huge difference. We felt supported the whole way through, and we are grateful for his help!...
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Bill is personal and professional. He has amazing industry insights and navigates the different financial options with simplicity.
Reply from Bill Frederick Lund
May 29th, 2026 07:36 PM
Thank you, Marisa, for your kind words. I'm glad that you found my industry insights and guidance helpful. It's important to me to make financial options clear and manageable for my clients.
Bill was great to work with and very attentive to all our needs.. He went well above the services
you would expect.. Just a great job by Bill and his whole Team
Reply from Bill Frederick Lund
May 7th, 2026 03:46 PM
Thank you, Craig, for your kind words. I'm grateful that you appreciated the level of attention and service provided by my team and me. It's always a pleasure to exceed expectations and ensure all your needs are met.
Very clear,informative & always responded right away to us. Great personality & great to work with.
Reply from Bill Frederick Lund
May 4th, 2026 04:23 PM
I'm pleased to hear that you found my communication clear and timely, Jeanne. It's great to know you enjoyed working with me. If there's anything else I can do for you, please feel free to reach out.
Bill’s overall interpersonal and communication skills were outstanding and made him very easy to work with. I felt he was very honest and transparent about all our business dealings and I felt completely comfortable dealing with him during...
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Reply from Bill Frederick Lund
March 26th, 2026 08:34 PM
Thank you, Kevin, for taking the time to share your experience. I'm glad to hear that you felt at ease and well-informed throughout our interactions. It's important to me that my clients feel comfortable and confident in the process, and your...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.