Bill Wallace
Branch Manager
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier serv... Show More
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To Future clients of John Kay: Our family has endured a landslide and we lost our home.We never considered that we could become homeowners again. I had the fortunate opportunity to get John Kay's number and he gave me hope. After speaking with...
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In short, he is the consummate professional! When my "big bank" lender failed to deliver as promised, my real estate agent immediately referred me to John, simply stating, "he can take care of you." And that he did. John jumped on the phone...
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John Kay has taken care of me from the very beginning. From our very first phone call meeting and still to this day. There are so many positive things I could list. I will start off first by saying he is very knowledgeable of the business,...
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John Kay has been a godsend when getting our home loan. We have contacted many lenders and they have all fell short of what we wanted. Even when on vacation he still answers his phone and even his secretary Patty is very helpful and knowledgable...
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As a listing agent, it makes all the difference when you're working with a great, good, or bad loan agent. John was awesome! He kept me updated throughout the transaction, I never had to wonder what was going on or chase him around to find...
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My realtor, a long-time real estate professional, referred me to John when I was ready to buy my first home as a single woman. John was able to asses my situation and make sure I understood and was comfortable with every step of the mortgage...
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I was in a very challenging situation; living and working abroad, earnings in a different currency, and traveling a lot such that communications were challenging for John. Nevertheless, he pushed through and got it all done ... in a timely...
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This was my first house and I began the process with a major lender (and my bank of more than a decade). Their attitude could, charitably, be characterized as lackadaisical. Our realtor suggested we meet with John and I'm grateful he did. John's...
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John is very knowledgeable and quick to work with. He save the day on our loan. He got the loan funded in about 15 days. I would use him again and recommend him to anyone who is shopping for a loan
Great experience. John is very knowledgeable and efficient. I will use him again. He got me a 4% rate on a jumbo loan when it seemed impossible. It was the lowest rate available anywhere for my jumbo loan. I have already referred others to...
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About
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier service, all delivered with kindness and a collaborative spirit. At Cornerstone First, the focus is on making the loan process easy and enjoyable for every homebuyer.
Products & Services
Mortgage Lender
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
Non-QM
DSCR Loans
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
purchase and refinance
purchase
refinance loans
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Positions
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