Bill Wallace
Branch Manager
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier serv... Show More
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John has helped us multiple times with a new home purchase and refinancing. He's more than knowledgeable on the business and has made recommendations for our best and not just to get another loan. Friends we've referred him to have had the...
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John has been my mortgage professional since 1998 when he helped my family purchase our first home. His hard work, diligence, clear and consistent communication, knowledge and expertise make him so much more than just our go to for all our...
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There is a reason I have done multiple refis through John. He is the consummate professional. He is knowledgeable, thorough and he gets things done, from scheduling the appraiser to making sure the title company has all the necessary documents...
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John has been my "go to" mortgage person. He goes the extra mile to ensure that my specific needs are addressed. There had been snafu challenges with new lenders, that he's needed to provide personal attention, and to dig me out of potential...
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My husband and I were introduced to John by my cousin. He gave John a glowing recommendation, and we both, first hand, understand why! John is extremely thorough, from the beginning to the end of the entire process; he clearly explained, in...
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John Kay and staff were the perfect balance of professionalism and friendliness. He and they were always in touch and guided us through the loan process with meticulous attention to detail and communication. We felt that John and staff gave...
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John Kay made it possible for us to become homeowners in Northern California. After owning seven houses in two countries and two states, and suffering a lengthy layoff/ unemployment, we finally landed a career in CA. We didn't believe that...
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John is very knowledgeable. His laid out the choices clearly at our initial meeting, was patient in explaining each options. He responded promptly to our inquiries. We had some problem with loan underwriter. John was very proactive, forceful...
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John is extremely diligent and responsive loan officer who takes a great care of you. He stayed closely in touch throughout the whole process, sometimes sacrificing his vacation and weekend time. John has demonstrated immense industry knowledge...
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John and his office staff were and are extremely professional and distinguished. My wife and I felt like family and dignitaries at the same time while working with John and staff!We look forward to furthering our financial successes with the...
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About
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier service, all delivered with kindness and a collaborative spirit. At Cornerstone First, the focus is on making the loan process easy and enjoyable for every homebuyer.
Products & Services
Mortgage Lender
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
Non-QM
DSCR Loans
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
purchase and refinance
purchase
refinance loans
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Positions
- Cardinal Financial - Producing Branch Manager | Retail
- CrossCountry Mortgage, LLC - Branch Manager
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