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Synergy One Lending "The Brandi Elgen Team"
Branch Manager | NMLS #1213496

Brandi Elgen is a Branch Manager with over a decade of mortgage experience serving Modesto, CA and clients throughout California. She specializes in helping first-time homebuyers, move-up buyers, and real estate investors navigate the home ...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Patient, great at explaining things. Always updating us with everything.
Brandi did an amazing job with communication and everything in between
Reply from Brandi Elgen
May 12th, 2026 03:34 PM
Walter, I'm grateful for your kind words about my communication efforts. It's nice to know that everything went smoothly for you. If you ever need anything else, please don't hesitate to reach out.
Brandi and her team made the lending process the smoothest part of my home purchase. Super helpful, responsive, and easy to work with!
Reply from Owner
May 2nd, 2026 12:49 AM
Thank you so much—I truly appreciate your kind words! It means a lot to me and my team that we could make your home buying experience smooth and stress-free. We’re so happy to have been part of your journey. Congratulations again on your new...
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Brandi and her team made the lending process the smoothest part of my home purchase. Super helpful, responsive, and easy to work with!
Reply from Brandi Elgen
May 8th, 2026 05:20 PM
I'm pleased to hear that the lending process was seamless for your home purchase, Diana. It's great to know that you found us helpful and responsive. If you ever need anything else, please feel free to reach out.
Amazing experience! They went above and beyond! Definitely a God sent!
Reply from Owner
May 2nd, 2026 12:52 AM
I appreciate this more than you know—thank you! It was an honor to be part of your home journey and make things happen for you. Moments like this are exactly why I love what I do. Wishing you so much happiness ahead, and I’m always here for...
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The whole experience was great, Brandi and her team really went above and beyond behind the scenes. Honest and very straightforward. Brandi updated me on everything and checked in with me . I am truly blessed to have her on my team. Definitely...
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Reply from Brandi Elgen
May 8th, 2026 05:34 PM
Cinthya, I'm very grateful for your kind words. It's appreciated to know that you felt supported and informed throughout the process. I'm always here to help, and I truly appreciate your recommendation.
I think that all my questions were answered which helped me throughout the whole process. The process was quick and Brandi and her team were always willing to explain and support us through this process.
Reply from Synergy One Lending "The Brandi Elg...
April 21st, 2026 06:51 PM
I'm glad to hear that all your questions were answered, Linda, and that you felt supported throughout the process. It's great to know that the team and I could assist you efficiently. If there's anything else you need, please feel free to reach...
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The process was easy and Brandi was always available to answer our questions
Reply from Synergy One Lending "The Brandi Elg...
April 21st, 2026 06:52 PM
I'm glad to hear that the process was easy for you, Alexis, and that I could be available to answer your questions. If you ever need further assistance, feel free to reach out.
Very clear and knowledgeable about how things had to have happene. She made sure everything was done on time with precisio. Also, super transparent a quality that we tespect the most.
Reply from Synergy One Lending "The Brandi Elg...
April 7th, 2026 02:45 PM
Thank you, Daniel, for sharing your thoughts. It's encouraging to know that you valued my clarity and knowledge throughout the process. Ensuring everything is completed on time and with transparency is important to me, so I'm glad that stood...
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Synergy One Lending "The Brandi Elgen Team" has received a review with 5 star rating from Rosalio H
Reply from Owner
April 1st, 2026 08:33 PM
Thank you for the great rating, Rosalio. I'm pleased to know that your experience met your expectations. If there's anything more you need, feel free to reach out.
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About
Brandi Elgen is a Branch Manager with over a decade of mortgage experience serving Modesto, CA and clients throughout California. She specializes in helping first-time homebuyers, move-up buyers, and real estate investors navigate the home loan process with clarity and confidence. Known for her exceptional customer service and responsiveness, Brandi works to make financing simple and stress-free from start to finish.
A lifelong Modesto resident, Brandi understands the local market and is passionate about helping families achieve homeownership. When she’s not assisting clients, she enjoys spending time at the beach with her family, supporting her community, and raising her two children with her high school sweetheart.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
780
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Positions
- Synergy One Lending, Inc., NMLS ID 1025894 - Branch Manager NMLS #1213496Aug 1st, 2018 - Current
Memberships
- NMLS
Addresses and Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1213496
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Awards

Top 1% Mortgage Or...
Achievements
- Presidents club 2025
Hobbies
- boating
- working out
- puzzles
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235