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Guild Mortgage - Baxter S Scruggs - Sales Manager  in Carlsbad, CA

Guild Mortgage - Baxter S Scruggs

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Sales Manager

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Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
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    Deborah C J
    Posted on February 18th, 2026 02:49 AM
    Baxter is knowledgeable and knows home loans , he can be relied on to come up with the right loan for my buyer. I appreciate his kindness, knowledge and experience, hard to find in 2026
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    Deborah J
    Angelus Oaks, CA
    Posted on February 18th, 2026 02:49 AM
    Baxter is knowledgeable and knows home loans , he can be relied on to come up with the right loan for my buyer. I appreciate his kindness, knowledge and experience, hard to find in 2026
    Reply from Baxter S Scruggs
    March 2nd, 2026 03:53 PM
    It's wonderful to hear that my efforts and expertise have been beneficial for you and your buyers, Deborah. Providing the right loan options and offering support throughout the process is something I take very seriously. Thank you for recognizing...
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    Philip M
    Carlsbad, CA
    Posted on February 12th, 2026 11:11 PM
    Everything went smoothly and as hoped for.
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    Mike R
    Posted on January 9th, 2026 01:08 AM
    *Excellent communication, service, and product. You can't get any better.**Baxter was outstanding and he and his team overcame seemingly insurmountable situations with my buyers, and closed ontime as well. Very professional, very prompt, and...
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    Mike R
    Pauma Valley, CA
    Posted on January 9th, 2026 01:07 AM
    Baxter was outstanding and he and his team overcame seemingly insurmountable situations with my buyers, and closed ontime as well. Very professional, very prompt, and very communicative the entire time. Not only all that, my clients got a rate...
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    Reply from Baxter S Scruggs
    January 19th, 2026 07:31 PM
    Thank you for sharing such a detailed review, Mike. I'm pleased to know that the process was smooth and beneficial for your clients, and I'm glad we could find a way to help them save significantly on their loan. It's important to me to provide...
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    Carson C
    San Marcos, CA
    Posted on December 30th, 2025 07:30 PM
    The team at Guild were the most responsive, flexible, and knowledgeable lending team I have had the pleasure of working with. They worked with me and my home to get our refinance done quickly and efficiently, which gave my family much needed...
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    Keely G
    Vista, CA
    Posted on December 22nd, 2025 08:03 PM
    Painless process and quick to fund. Baxter is always easy to contact and gets back to you promptly if you have any questions. Second Time using this company! I Also love that it is not a big bank so you get individualized service.
    Reply from Baxter S Scruggs
    January 1st, 2026 08:04 PM
    I'm glad to hear the process went smoothly for you, Keely. It's important to me that you felt supported and received prompt responses. I'm also happy that our personalized service stood out to you. If there's anything else you need, feel free...
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    Becky H
    Madera, CA
    Posted on December 18th, 2025 04:13 PM
    Always and easy, comfortable experience. We love Baxter and the whole team.
    Reply from Baxter S Scruggs
    December 29th, 2025 07:22 PM
    It’s great to know that you had an easy and comfortable experience, Becky. I appreciate your kind words and am glad to hear how well everything went for you. If there's anything I can assist with in the future, please don't hesitate to get...
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    Arlyn S
    Posted on October 13th, 2025 03:32 AM
    ⭐️⭐️⭐️⭐️Baxter and his team were absolutely amazing! He took the time to educate me on the economic factors that influence mortgage rates, helping me understand the bigger picture behind my options. His insight and guidance were truly instrumental...
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    Michael K
    Oceanside, CA
    Posted on October 2nd, 2025 05:22 PM
    I had an excellent experience working with Baxter Scruggs on my recent real estate transaction. Their communication was clear and consistent, and they made the process smooth from start to finish. I’d highly recommend them to anyone looking...
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    Reply from Baxter S Scruggs
    October 13th, 2025 05:36 PM
    I'm grateful for your recommendation, Michael. I'm glad to hear that the communication met your expectations and that the entire process was smooth for you. If you have any future questions or need further assistance, don't hesitate to reach...
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    About
    Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
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    Disclaimer
    I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 156370; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.