

Rines Mortgage Group
Retail Branch Manager

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Austim is very knowledgeable and polite while he is helping you . He made this a very easy process.
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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Austin and the team were very responsive and helpful throughout the entire process.
Reply from Austin Rines
November 6th, 2025 10:19 AM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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Austin and team are great
thank you
Reply from Austin Rines
November 6th, 2025 10:19 AM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
Austin answered every question I had and explained everything in a way I could understand. He was always patient, polite, and positive through out the the process. I was very impressed!
Reply from Austin Rines
November 6th, 2025 10:19 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
Very good with communication doesnt matter the time!
Reply from Austin Rines
November 6th, 2025 10:19 AM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
read more
Quick response and knowledge made our first home buy experience a pleasant one
Reply from Austin Rines
November 6th, 2025 10:19 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
A really great interface to quickly upload documents. Fast communication by everyone all around. Thanks!
Reply from Austin Rines
November 6th, 2025 10:19 AM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
read more
Fast closing time! Quick and clear communication.
10/10 would recommend to anyone looking for a new mortgage.
Reply from Rines Mortgage Group
September 9th, 2025 07:42 PM
Thanks Jeff! Hope all is well!
Austin did an amazing job he kept us informed throughout the entire process
Reply from Austin Rines
November 6th, 2025 10:19 AM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
Easy to execute the process
Reply from Austin Rines
November 6th, 2025 10:19 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Renovation
Constructio
Bridge Loans
FHA
Down Payment Assistance
FHA Loans
NoDown
LowDown
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Positions
- USA Mortgage - Mortgage Loan OfficerAug 1st, 2016 - Current
Memberships
- Dayton Mortgage Bankers Association
- Cincinnati Mortgage Bankers Association
- Dayton Board of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1520282
Awards
Achievements
- Presidents Club 2021 and 2022
- Scotsman Guide Top Originator 2020, 2021, 2022
Hobbies
- Anything Dayton
- Bengals Season Ticket Holder
- Running
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Disclaimer
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