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Rines Mortgage Group - Retail Branch Manager in Dayton, OH

Rines Mortgage Group

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Retail Branch Manager

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(937) 424-6061
Dayton, OH
https://www.usamortgage.com/mortgage-loan-originator/austin-christopher-rines/
https://rinesgroup.com/
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Overall Ratings
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5 Star
89%
4 Star
9%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
  • google
    A
    Andrew P
    Posted on November 19th, 2025 12:00 AM
    Austin and the crew with Rines Group are awesome. We love our new home!
  • Encompass
    J
    James R W
    KETTERING, OH
    Posted on October 20th, 2025 11:14 PM
    Quick responses To any questions, transparent guidance throughout the process, great support, helped to get the best rate . Felt very comfortable throughout the process.
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
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    Brian C F
    FAIRFIELD TOWNSHIP, OH
    Posted on October 14th, 2025 10:01 PM
    Great communication from Austin and Holly!! A++
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • google
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    Brian F
    Posted on October 14th, 2025 12:00 AM
    Rines Mortgage Group has received a review with 5 star rating from Brian F
    Reply from Rines Mortgage Group
    October 28th, 2025 05:17 PM
    Thanks Bryan! Enjoy the home.
  • Encompass
    P
    Paul D A
    BEAVERCREEK, OH
    Posted on October 10th, 2025 03:44 PM
    Appreciate all the help you guys were able to provide. Its not an easy process but you definitely made it smooth. Thanks
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • google
    P
    Paul A
    Posted on October 10th, 2025 12:00 AM
    Rines Mortgage Group has received a review with 5 star rating from Paul A
    Reply from Rines Mortgage Group
    October 28th, 2025 05:17 PM
    Thanks Paul you're the man enjoy the house!
  • Encompass
    H
    Hailee H
    FAIRBORN, OH
    Posted on October 7th, 2025 02:33 AM
    I really appreciated the flexibility and adaptability to different forms of communication and constant the help received even outside of the standard 8-4/9-5 work hours. On top of this, the patience to go through the numbers origins and walk...
    read more
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • Encompass
    J
    Joseph D
    WEST CHESTER, OH
    Posted on September 24th, 2025 03:13 PM
    Flexibility with flaot clasue allwoed us to capture most optimal interest rate, Austin's knowledge of the US Macro Economy gave us confidence in his advice.
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • google
    J
    J D
    Posted on September 24th, 2025 12:00 AM
    Austin and Holly were very communicative, easy to work with. Loan Terms were laid out in an understandable manner. USA Mortgage was the only lender we spoke with who monitored the US economic climate and added nuances to our loan to allow us...
    read more
  • Encompass
    A
    Alain M
    DAYTON, OH
    Posted on September 20th, 2025 01:08 PM
    Austin and the entire team comunicat was top natvh and they always have answers to any questions I had. And I appreciated the confidence the team showed in ensuring that I got to the finish line in the timeframe that I preferred.
    read more
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
    • 11–20 of 525
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Renovation
    Constructio
    Bridge Loans
    FHA
    Down Payment Assistance
    FHA Loans
    NoDown
    LowDown
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    What is the Search Rank Score®?
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    Positions
    • USA Mortgage - Mortgage Loan Officer
      Aug 1st, 2016 - Current
    Memberships
    • Dayton Mortgage Bankers Association
    • Cincinnati Mortgage Bankers Association
    • Dayton Board of Realtors
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1520282
    Awards
    Achievements
    • Presidents Club 2021 and 2022
    • Scotsman Guide Top Originator 2020, 2021, 2022
    Hobbies
    • Anything Dayton
    • Bengals Season Ticket Holder
    • Running
      • View All
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.