Austin Phillip Clarkson
Loan Officer | NMLS# 1249198
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Austin has helped me buy twice and refinance twice. He is always so helpful, willing to answer all of your questions, and committed to finding the best loan scenario for you. Buying and refinancing can be an arduous process, but Austin makes...
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Reply from Austin Phillip Clarkson
March 30th, 2026 03:29 PM
I'm grateful for your kind words, Casey. It's rewarding to know that you appreciated the help throughout the buying and refinancing processes. Making these experiences as smooth as possible is a priority for me. If you have more questions or...
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Austin's great with alot knowledge. Any questions anytime he's there to answer them.
Reply from Austin Phillip Clarkson
March 30th, 2026 08:21 PM
It’s great to hear that you found my knowledge helpful, Jordan. I'm always here to answer any questions you might have. If there's anything else you need, don't hesitate to get in touch.
Na...........
I feel I did not get the best rate on my loan. The only time it was communicated, I was told it was .25 points lower than I got. With my credit score being close to perfect, I should have gotten a better rate.
I never received any communication, advice, or support from Austin. I only received automated emails. Tyler was the person who reached out and provided all the communication which he was very responsive and knowledgeable throughout the entire...
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Easy communication, fast friendly service.
Reply from Austin Phillip Clarkson
March 26th, 2026 08:20 PM
I'm pleased to know that you found the communication easy and the service fast and friendly, Dylan. Your feedback is appreciated and motivates me to continue providing a great experience. If there's anything more I can do for you, please feel...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1249198
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.