Ashley Kargar - Waterstone Mortgage
Loan Originator
Ashley is a dedicated mortgage loan officer with more than 15 years of experience helping clients achieve their home financing goals. With a strong background in banking and credit unions, she brings a deep understanding of lending, financi...... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 6 PM(Open now)
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
By being more organized. When requesting paperwork from customer ask for all at one time. Not one piece at a time. I will say Ashley was super sweet and did her best to help us.
Reply from Ashley Kargar
June 11th, 2026 04:09 PM
Robert, I appreciate your feedback and am thankful for your kind words about my efforts to help you. I understand the importance of a more organized approach to paperwork and will certainly take your suggestion into consideration for future...
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Very professional
Reply from Ashley Kargar
May 29th, 2026 08:12 PM
Nasir, thank you for your feedback. I'm pleased to know you found my service professional.
Ashley do great job. She worked hard with my project Finally getting good rate for my loan
my family thanks so much team work
Reply from Ashley Kargar - Waterstone Mortgage
May 22nd, 2026 07:29 PM
Thank you so much for your kind words! It was truly a pleasure working with you and your family throughout this process. I’m very happy we were able to help you secure a great rate for your loan. Thank you again for your trust, patience, and...
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I would definitely recommend Ashley. She is very professional, efficient and dedicated. She went above and beyond and always communicate throughout the whole transaction. She is knowledgeable and is there for your best interest.
Reply from Ashley Kargar
May 14th, 2026 01:15 PM
Mirella, I'm grateful for your kind words and recommendation. I'm glad to hear that you felt well-supported throughout the process. Your satisfaction is important to me, and I appreciate the opportunity to assist with your mortgage needs.
Ashley was awesome and may just process both smooth and easy with 100% recommend her to anyone thank you
Reply from Ashley Kargar - Waterstone Mortgage
May 2nd, 2026 01:50 PM
Thank you for the wonderful feedback—I truly appreciate it! I’m so glad I could make the process smooth and easy for you. It was a pleasure working with you, and I’m always here if you need anything moving forward.
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About
Ashley is a dedicated mortgage loan officer with more than 15 years of experience helping clients achieve their home financing goals. With a strong background in banking and credit unions, she brings a deep understanding of lending, financial solutions, and customer service to every client she serves.
Passionate about her work, Ashley takes pride in guiding clients through each step of the home financing journey. She specializes in working with first-time homebuyers and has extensive knowledge of VA, FHA, USDA, jumbo, and conventional loan products, as well as first-time homebuyer programs. Ashley is actively open to originating loans in 48 states, making her accessible to clients across the country.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
USDA Loans
Specialities
Non-QM Loans
Down Payment Assistance
Search Rank ScoreLearn More →
403
/850
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Year Started
2010
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #199659
Disclaimer
District of Columbia Mortgage Dual Authority Branch Licensee #MLB2393523. Maryland Mortgage Lender License #186434. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions