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Ashleigh Smyth - SR. LOAN OFFICER | NMLS# 92328 in Charlotte, NC

Ashleigh Smyth

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SR. LOAN OFFICER | NMLS# 92328

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
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    Lisa V
    Gastonia, NC
    Posted on August 7th, 2025 04:37 PM
    Ashleigh had great communication with me during the entire process.
    Reply from Ashleigh Smyth
    August 10th, 2025 04:39 PM
    I'm glad to hear that you felt well-communicated with throughout the process, Lisa. Keeping the lines of communication open is something I truly value, and I'm pleased that it was helpful for you. Thank you for your kind feedback and for choosing...
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    Sean Y
    Charlotte, NC
    Posted on July 29th, 2025 10:09 AM
    Ashleigh is amazing ahe took the time to explain how buying a house can actually be beneficial and explain how everything works in fine detail I had no idea also gave constructive information on how loan works. She called followed up and walk...
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    Reply from Ashleigh Smyth
    July 29th, 2025 03:25 PM
    Sean, it was my pleasure helping you and Amrita with your purchase. I'm so glad you were happy with the financing experience and hope you enjoy many happy years in your new home.
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    Sarah P
    Charlotte, NC
    Posted on July 14th, 2025 02:58 AM
    As first-time home buyers, Ashleigh took the time to listen to our needs and answer our many questions. She was available whenever we needed her assistance and treated us with professionalism and empathy. Having her as our loan officer made...
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    Reply from Ashleigh Smyth
    July 17th, 2025 03:00 AM
    I'm so pleased to hear that you felt confident during your first homebuying experience, Sarah. Taking the time to listen and answer your questions is something I prioritize, and I'm glad it made a difference for you. It was a pleasure to support...
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    Nadine C
    Davidson, NC
    Posted on July 3rd, 2025 01:20 PM
    Ashleigh is very efficient and she helped our buyer understand all her options! She is very professional and personable. There were no delays, we closed on time and the closing process was seamless.
    Reply from Ashleigh Smyth
    July 6th, 2025 01:22 PM
    I'm thrilled to hear that the closing process was seamless and that I could assist your buyer effectively. Your feedback on my efficiency and professionalism is greatly appreciated. Thank you for your kind words and for choosing Highlands Residential...
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    Richard V
    Charlotte, NC
    Posted on June 27th, 2025 01:16 AM
    Ashleigh was excellent to work with! She was always available to answer my questions and was super communicative throughout the entire process. I was thankful to have her as a consistent source of knowledge and support!
    Reply from Ashleigh Smyth
    June 30th, 2025 01:16 AM
    I'm delighted to hear that you found the process smooth and supportive, Richard. It was a pleasure to assist you, and I'm glad I could be there to answer your questions and provide guidance throughout. Thank you for your kind words and trust...
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    Melissa P
    Lancaster, SC
    Posted on June 25th, 2025 10:44 AM
    she Was helpful and nice.
    Reply from Ashleigh Smyth
    June 28th, 2025 10:44 AM
    I'm glad to hear that you found my assistance helpful and appreciated my approach. It's wonderful to know you had a positive experience. Thank you for your kind words, Melissa.
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    Kenneth P
    Lancaster, SC
    Posted on June 23rd, 2025 11:25 AM
    every step of the which made the process easier and more fluent all in all a great experience
    Reply from Ashleigh Smyth
    June 26th, 2025 11:26 AM
    I'm pleased to hear that each step of the process was smooth and straightforward for you. It was a pleasure assisting you, and I'm glad you had a great experience with Highlands Residential Mortgage, Ltd.
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    Kristin A
    Matthews, NC
    Posted on June 2nd, 2025 04:33 PM
    Ashleigh always makes the loan process easy. Clear communication, easy to understand the directions about necessary documents, and clear time frame expectations.
    Reply from Ashleigh Smyth
    June 5th, 2025 04:34 PM
    I'm thrilled to hear that your loan process was smooth and clear. It was my pleasure to assist you, and I appreciate your recognition of my efforts in ensuring effective communication and setting clear expectations.
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    Allyson H
    Thomasville, NC
    Posted on May 7th, 2025 11:46 AM
    Ashleigh was very kind and patient. I was very stressed about buying our first home. She made it easy and always made sure we had someone available to answer our questions at all times.
    Reply from Ashleigh Smyth
    May 10th, 2025 11:47 AM
    I am thrilled to hear that I could assist in making the home-buying process easier for you. It was a pleasure working with you, and I’m glad we could provide the support you needed at every step. Thank you for your kind words, and congratulations...
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    Tyler H
    Thomasville, NC
    Posted on May 7th, 2025 10:45 AM
    Everything went smoothly and communication was great.
    Reply from Ashleigh Smyth
    May 10th, 2025 10:47 AM
    I'm thrilled to hear that the process went smoothly and that communication met your expectations. It was a pleasure assisting you, and I'm grateful for your positive feedback.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Residential mortgage loans
    Conforming, Government, Jumbo, Renovation
    Construction/Perm, specialty programs like DSCR and more available.
    Primary, secondary or investment purchase or refinance
    Covering the Southeast USA in VA, NC, SC, GA, FL and TN.
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Senior Loan Officer
      Jan 1st, 2018 - Current
    Memberships
    • Charlotte Regional Mortgage Bankers Association
    • Charlotte Empowering Women in Real Estate Networking
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 92328,NC: I-140362, SC: MLO - 92328, VA: MLO-17801VA, TN: 117241, GA: 40408
    • FL LO 92660
    Achievements
    • Certified Mortgage Advisor, 2021-2024
    Hobbies
    • Traveling, Cheering the TarHeels, gardening, skiing, reading, and most recently, playing mah jongg!
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.