Arturo Esparza
Loan Officer | NMLS # 237013
Over 31 years of serving the financial real estate needs of our Kern County Community both in English and Spanish!
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Art made the process of buying a house easy. He guided me through each step of the process, explaining the requirements and gathering and answered questions and concerns I had. I highly recommended Arturo Esparza
Art made the process of buying a house easy. He guided me through each step of the process, explaining the requirements and gathering and answered questions and concerns I had. I highly recommended Arturo Esparza
Reply from Owner
February 21st, 2026 02:35 AM
Thank you so much, Abby, for your kind words and the fantastic rating! I'm so pleased to hear that you found the home buying process to be easy and straightforward. It was my pleasure to guide you through each step and ensure all your questions...
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Art made the process of buying a home easy. He is highly professional, knowledgeable, and responsive. Art guided me through each step of the process, explaining the requirements and answered questions or concerns I had. Everything was promptly...
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Reply from Arturo Esparza
October 16th, 2024 07:19 PM
Hello Nancy, I'm delighted to hear that you found the home buying process easy and seamless with the help of my guidance. Your positive feedback and recommendation mean a lot to me. My main goal at Golden Empire Mortgage, Inc. is to assist...
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Art is great, he walks you through process keeping you informed every step of the way. He goes above and beyond in his communication. We have worked with Art many times over the last several years, and it is always a pleasure working with him....
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Reply from Arturo Esparza
October 16th, 2024 07:20 PM
Thank you for the fantastic review, Brandi! I'm thrilled to hear that you're satisfied with the services I've provided. Keeping my clients informed and comfortable throughout every step is a top priority for me. Your continued trust over the...
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If you're looking for a lender with pure honesty and integrity. I highly recommend Art Esparza and his Team at Mortgage Connection. This is the second time Art assisted me with my lending needs. Each experience was a positive one. Real Estate...
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If you're looking for a lender with pure honesty and integrity. I highly recommend Art Esparza and his Team at Mortgage Connection. This is the second time Art assisted me with my lending needs. Each experience was a positive one. Real Estate...
read more
If you're looking for a lender with pure honesty and integrity. I highly recommend Art Esparza and his Team at Mortgage Connection. This is the second time Art assisted me with my lending needs. Each experience was a positive one. Real Estate...
read more
Art's is very personable to his clients and dedicated to accomplishing all goals set!
What made the experience great was that Art was very knowledgeable, patient, understanding, helpful, and friendly when speaking to my wife and I. We came in as first time buyers and what scared us was not knowing what to expect, the process...
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What made the experience great was that Art was very knowledgeable, patient, understanding, helpful, and friendly when speaking to my wife and I. We came in as first time buyers and what scared us was not knowing what to expect, the process...
read more
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About
Over 31 years of serving the financial real estate needs of our Kern County Community both in English and Spanish!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
DSCR Loans
Cash-Out Refinances
Specialities
Bilingual Support: Assistance available in both English and Spanish
In-House Underwriter: Streamlined process for faster approvals
93309
With 30+ years of experience, I provide solutions for first-time and move-up buyers, and investors.
With 30+ years of experience, I offer tailored mortgage solutions.
FHA
VA
Heloc
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Positions
- Mortgage Connection - Branch ManagerSep 1st, 2005 - Current
Memberships
- Bakersfield Breakfast Rotary
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 237013
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."