Arturo Esparza
Loan Officer | NMLS # 237013
Over 31 years of serving the financial real estate needs of our Kern County Community both in English and Spanish!
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
We are so appreciative that we were able to close in time to move straight to our new house
Reply from Arturo Esparza
July 16th, 2024 08:01 PM
Jesse and Michelle, thank you for your review. Your satisfaction is my priority, and I'm pleased that we were able to close your loan ahead of schedule, allowing you to move only once. Please don't hesitate to contact me if you have any questions...
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Art gets things accomplished and has great communication.
Reply from Arturo Esparza
June 13th, 2024 10:43 PM
Ivan, thank you for trusting me and for the outstanding 5-star rating. I look forward to assisting you in the future with any other mortgage needs.
Mortgage Connection, Art and his team were fantastic! As a first time home buyer, there was so much that i didnt know i didnt even know. Art took the time to explain everything, every step of the way through the process, provided very useful...
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Reply from Arturo Esparza
May 31st, 2024 11:57 PM
Eric, thank you for taking the time to share your experience with us. I'm thrilled to hear that you felt comfortable and informed throughout the entire home-buying process. It was truly a pleasure to go above and beyond to help make your home-buying...
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He was very communicative and answered all of our questions. We were able to get everything we wanted out of our new loan.
Reply from Arturo Esparza
October 8th, 2024 10:26 PM
Emely and Gabriel, thank you so much for the fantastic review! I apologize for the delayed response, but I wanted to express my sincere appreciation for your kind words. I'm so glad I could help you find the perfect loan and that you were happy...
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Art is very knowledgeable at what he does and made the process very smooth with no adjustments needed. I thank him and his working committee for helping me buy my first home.
Reply from Arturo Esparza
May 14th, 2024 12:57 AM
Brian, thank you for your kind words! It was a pleasure assisting you withyour home loan. I’m excited to hear that the process went smoothly and that you’re now a proud homeowner. Please extend my warmest congratulations to you and your newlywed...
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Great overall experience.
Reply from Arturo Esparza
May 6th, 2024 07:25 PM
Jocelyn, I wanted to take a moment to express my heartfelt gratitude for the trust you and your family have placed in me. It was an absolute pleasure assisting your parents with their home loan, and now, having the opportunity to help you with...
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What made my experience3 great is Arturo’s great people skills and his integberity
Reply from Arturo Esparza
October 8th, 2024 10:32 PM
Lela, thank you so much for this wonderful review! I know it's been a while, but I wanted to express my sincere appreciation for your kind words. It means so much to me that you valued my people skills and integrity throughout the process....
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Another easy loan funded by Mortgage Connection.
Reply from Owner
February 21st, 2026 02:35 AM
I'm extremely glad to hear about your positive experience, Kevin! It's always our goal at Golden Empire Mortgage, Inc. to make the loan process as easy as possible. I'm looking forward to potentially working with you again in the future. Sincerely,...
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Knowing that if I did what I was told the loan would fund😁
Reply from Arturo Esparza
October 16th, 2024 07:18 PM
I'm thrilled to hear about your positive experience with your loan process, Kevin. Your trust in my guidance is greatly appreciated. I'm here to ensure that the financing process is smooth and successful for you. If you have any further questions...
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Art made the process of buying a house easy. He guided me through each step of the process, explaining the requirements and gathering and answered questions and concerns I had. I highly recommended Arturo Esparza
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About
Over 31 years of serving the financial real estate needs of our Kern County Community both in English and Spanish!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
DSCR Loans
Cash-Out Refinances
Specialities
Bilingual Support: Assistance available in both English and Spanish
In-House Underwriter: Streamlined process for faster approvals
93309
With 30+ years of experience, I provide solutions for first-time and move-up buyers, and investors.
With 30+ years of experience, I offer tailored mortgage solutions.
FHA
VA
Heloc
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Positions
- Mortgage Connection - Branch ManagerSep 1st, 2005 - Current
Memberships
- Bakersfield Breakfast Rotary
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 237013
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."