
Mortgage Connection - Bakersfield, CA
Bakersfield, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Everything was great his very kind person the people who helped me out too ,
Reply from Arturo Esparza
September 7th, 2026 01:54 PM
Maria, I'm glad to hear that everything went well and that you found me and my team to be kind. Thank you for sharing your positive experience with us at Golden Empire Mortgage, Inc.
Art is not only very personable, he is extremely knowledgable about the mortgage industry and communicates in a timely manner. I wouldn't use anyone else for a mortgage.
Reply from Arturo Esparza
July 9th, 2026 06:45 PM
Scott, I appreciate your kind words and trust in my services. It's great to know that you found my communication timely and expertise in the mortgage industry valuable. Thank you for choosing me for your refinancing needs at Golden Empire Mortgage,...
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overall experience was very positive. Art and his staff were extremely helpfu, they kept us informed and understanding of the process. We left HAPPY !!!
Reply from Arturo Esparza
July 6th, 2026 01:51 PM
Mark, I'm grateful to hear that your overall experience was very positive and that you felt informed and understood throughout the process. It's wonderful to know you were happy with the service provided by my team and me. Thank you for choosing...
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Good people doing good thing.
Reply from Arturo Esparza
July 6th, 2026 05:36 PM
Todd, I'm happy you feel that way about my team and me. Thank you for recognizing our efforts at Golden Empire Mortgage, Inc.
Very professional and thorough. Overall great communication. Always available and willing to answer questions. Highly recommende!
Reply from Arturo Esparza
June 29th, 2026 02:14 PM
Dana, I appreciate your kind words and recommendation. I'm glad to hear that you found my communication professional and thorough during your home purchase process. Thank you for trusting me with such an important decision.
Quick, easy, convenient process
Reply from Arturo Esparza
June 8th, 2026 04:14 PM
Steven, I'm pleased to hear the process was quick, easy, and convenient for you. Thank you for your great feedback and for choosing to work with me at Golden Empire Mortgage, Inc.
Art never hesitated to make our loan experience excellent!
Reply from Arturo Esparza
May 28th, 2026 06:45 PM
Eric, I'm so glad to hear that your loan experience was excellent. Thank you for your kind words and for choosing to work with me.
Art was as professional as you can get. Throughout the entire process, he was clear, optimistic, confident, and kind every step of the way. Whenever an issue came up, he always provided solutions, which gave us tremendous peace of mind.
Reply from Arturo Esparza
May 28th, 2026 05:45 PM
Ruben, I'm grateful for your kind words and pleased that my approach provided you with peace of mind throughout the process. It's important to me to offer clear solutions and maintain a positive experience. Thank you for trusting me with your...
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Everything went smoothly.-
Reply from Arturo Esparza
May 14th, 2026 04:27 PM
I'm happy to hear that everything went smoothly, Kathleen. Thank you for sharing your experience and for the great rating!
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)