

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Art was available and helpful at every step. It felt like I went with someone I had known for a long time, he's very relatable and talks to you like he knows you. Great job
Reply from Owner
September 13th, 2018 12:00 AM
Thanks a ton Ian!!!!! i have never met a stranger...that is for sure :)
It was great to have Art on my team. He was there from start to closing with his personal attention and knowledge which made my home buying a more pleasurable journey. Thank you and may God continue to bless you.
Reply from Owner
September 14th, 2018 12:00 AM
Thanks a ton Grisela! My God continue you to bless you and your new home as well!
Art was fantastic to work with. This was my husband's and my first house, and everything went very smoothly. Art and his team were clear, prompt, and always available for any question or guidance required. I could not have asked for a better...
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Reply from Owner
September 13th, 2018 12:00 AM
What a wonderful note...thank you Megan!
Art was fantastic. He stepped into a last-minute situation where another lender wasn't getting things done. It was fast and efficient. I would highly recommend Art and Goldwater Bank.
Reply from Owner
September 12th, 2018 12:00 AM
Thanks buddy! I appreciate you!
This refinance was by far the easiest and quickest we have been through. Art and his team are very efficient, lots of communication, and the timeline was honored.
Reply from Owner
September 11th, 2018 12:00 AM
Thanks a ton....I really appreciate it!
Art professionally guided us in the right direction every step of the process. Would highly recommend his team's services. Art's attention to detail allowed us to avoid any obstacles to our loan.
Reply from Owner
July 24th, 2025 12:00 AM
Thanks Mac!! I’m glad we could steer clear of the bumps and keep things moving smooth all the way to closing. Honored to be your mortgage guy!
I’m so glad that I chose to work with Art Wood and the GoldWater bank family in Tucker Ga Art was excellent and dealt with my crazy schedule, as a law enforcement officer my hours can be unstable at best, but Art rearranged things to meet with...
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Reply from Owner
August 30th, 2018 12:00 AM
Thanks a ton Bobbie Joe!!
Art was great to work with during our home purchase. He helped work through our various mortgage options and his team was organized and responsive to make sure we were able to buy our home.
Reply from Owner
August 14th, 2018 12:00 AM
Thanks a ton Dan!! You and your wife were pretty amazing yourselves. Happy to help!
Simply put, Art was great.. Every obstacle we faced he resolved effortlessly it seemed. This guy is very knowledgeable and it shows. He was available everyday and his response time was impeccable to say the least. It was very refreshing to...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! I know there were some obstacles, but that’s what I’m here for… finding a way through and keeping it stress-free. Glad to be local and glad to be your mortgage guy!
Working with Art through the mortgage process was the best part! He made it simple and easier than I thought it would be. He has a great sense of humor and knows how to keep you focused. We talked at midnight and after, on his vacation and...
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Reply from Owner
August 8th, 2018 12:00 AM
Thank you Cassandra!! (Public service announcement from my wife...no calls after midnight...lol)
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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