

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
Art worked so hard to get me the mortgage I needed and could afford. There were bumps in the road along the way but he held my hand (not literally) through it all. Thank you so much!
Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! I know there were some bumps along the way, but that’s what I’m here for… walking through it with you until it’s done. Honored to be your mortgage guy!
As a first time home buyer, Art and his team made the process very easy for me. Always energetic, answered all my questions and returned my calls quickly. From the beginning to closing, I had a great experience.
Reply from Owner
March 20th, 2019 12:00 AM
thank you sooo much Monique!!
Art Wood with Goldwater Bank was amazing from start to finish. He and his team streamlined the process, answered my questions (even after hours) and secured me a great rate. As an Army Vet, Art helped me navigate the extra steps that VA requires...
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Reply from Owner
March 12th, 2019 12:00 AM
Thanks Michael!!! The pleasure was all mine!
My husband and I have had a LOT of things going on in our lives for some time now. In the last 2 years we got engaged, I received a promotion, we got married and then the next day moved halfway across the country. I then received another promotion...
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Reply from Owner
July 24th, 2025 12:00 AM
Wow Tiffany and Sam… this one got me smiling big. Yall had so much going on and still managed to tackle first-time home buying like champs. I loved every part of walking through it with you and seeing it all come together at the closing table...
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Art Wood is a pleasure to work with in all regards!!! From the moment I started working with him, I felt like I was working with a friend. Well actually, he IS my friend now. 😊 He’s a hilarious person, a family man and very involved in the...
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Reply from Owner
January 22nd, 2019 12:00 AM
Thank you Jill! best testimonial ever!! I appreciate you!!
Art Wood is TOP NOTCH! He and his team made the mortgage process as smooth as possible, and his demeanor helped to reduce the stress/anxiety of such a big commitment. I highly recommend Art Wood and his team for all of your mortgage needs!
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Reply from Owner
September 1st, 2020 01:15 PM
Thank you!!
I had a great experience with Art. He was very knowledgeable and made himself available to answer any of my questions. The whole team made me feel like I was in good hands. I would not have been able to buy my new house without Art's guidance....
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Reply from Owner
December 11th, 2018 12:00 AM
Thank YOU Nicole. You are officially my 100th 5-star review on Zillow, and certainly an awesome client to work with! Congrats on the house!
If you want a fast turnaround this is the company all you have to do is do what they ask of you when they ask of you the staff and team that they have put together in my opinion is the best of the best I would not fool with the rest the team...
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Reply from Owner
December 11th, 2018 12:00 AM
You are too sweet Sylvia!! Thank you very much!
My husband and I were introduced to Art and a few other lenders by our Realtor. We spoke with each one, listened to possible lending scenarios and decided to move ahead with Art because like all great relationships we felt we could trust him...
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Reply from Owner
December 11th, 2018 12:00 AM
Thanks Jim and Susan!! You are too kind and it was my pleasure to be a part of this next stage of your life!!
Buying a home can be a stressful process. Art and his team were friendly and professional. I can't say enough kind things. I am enjoying my home and I was pleased with the loan.
Reply from Owner
December 10th, 2018 12:00 AM
Thank you thank you thank you Vickie!!! So glad you are enjoying your house. I was happy to help!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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