

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
Art Wood and his team are the absolute best! I would happily recommend this team to anyone considering a new purchase or a refi. The quick responses to questions and the overall personal touch is just what my wife and I were looking for when...
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Reply from Owner
April 5th, 2022 04:23 PM
It was our pleasure, Frank! It has been a challenging time to be a buyer in this market and you sailed through with ease. Locking in an interest rate is just the tip of the iceberg, but YOU did all of the heavy lifting. Thank you for your kind...
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As I’ve told Art, never underestimate what you do and the importance of it. Not to be dramatic but what they do can literally change the course of lives for generations. Thank you for everything
Reply from Owner
April 5th, 2022 12:00 AM
I cannot thank you enough Gail. It has been a pleasure to work with you and your family on mulitple transactions, and I love being your mortgage guy!!! Don't be a stranger :)
Art and his team were very professional with my refinance. I would definitely use them again in the future. Art and his team were responsive to my needs and communicated very well throughout the entire process.
Reply from Owner
March 24th, 2022 12:00 AM
Thanks Dan!! You made us look good!! you made our job simple!! We look forward to being their for your mortgage needs for years to come!
As a 20 year old first time home buyer, starting the process of getting a mortgage was intimidating to say the least. Art made the process very understandable and always was quick to answer any questions that came to mind. Art made the overall...
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Reply from Owner
February 22nd, 2022 12:00 AM
First let me say that I am amazed at your drive to own your first house at 20! Secondly, let me take a minute to say thank you for being an amazing client!! When we said "jump", you replied "how high". That is what it takes to make it go as...
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Art and his team were great and made my mortgage application for a new home easy and quick. My realtor, Heather Nichole Gasaway recommended that we use a local mortgage company since they are more responsive. She was 100% correct since we exceeded...
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Reply from Owner
February 24th, 2022 07:10 PM
Thank you, Julia, and thanks to Heather for her recommendation and advise. I appreciate your comments and consider ourselves our clients' partners in getting to the closing table. Thank you again! -Art
Art Wood and his team walked me through the process from A to Z. They were extremely prompt, professional and timely. Art is a very nice person, too. Highly recommended!
Reply from Owner
February 14th, 2022 12:00 AM
Thank you Andrea, especially for saying I am a nice person. That is way more important than being a mortgage rockstar, but glad we had that covered too! I am always here as a resource for whatever you need!
I never thought I would be able to purchase my own home and Art and his team were wonderful!! The encouragement and confidence they gave me is priceless!!!
Reply from Owner
February 9th, 2022 12:00 AM
thanks Christina!! I LOVED working with you and hop you have many years of happiness. Just think, you got a house and a friend all at the same time!! Thank you for allowing me to help you!
Art and his team was awesome to do business with. He made the impossible possible and we couldn’t be more pleased! Highly recommend him to anyone and everyone.
Reply from Owner
February 14th, 2022 12:00 AM
Thank you Amanda!!! It was truly my pleasure!! I am forever grateful that you mom thought enough about me to refer me to you guys!! I hope you LOVE that house and make sooo many new memories! Glad I could be a part of your story!
Art and his whole team are fabulous! We've worked with them for both a refinance and new purchase and both times they actually made the process easy. Art gave us advice with our purchase that was in our best interest, even if it wasn't the...
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Reply from Owner
February 9th, 2022 12:00 AM
Heidi, you are too kind!! And live by the motto of "do the right thing even when nobody is looking". My #1 goal is to make sure my clients to taken care of and really appreciate you guys allowing me to help! Hope to be your mortgage guy for...
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I would highly recommend Art as your mortgage guy. He is extremely knowledgeable, attentive and creative. I was skeptical as to if I would be able to get into a home but it happened! Art and his team made the process smooth and painless.
Reply from Owner
January 12th, 2022 12:00 AM
Thank you for the kind words Joann! I am so excited for this new chapter in your life and know that I am here as a friend and resource to you whenever you need anything! Love being your mortgage guys!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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