

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Just closed on our new property with Art and Team. Could not have been smoother. Rates and service are top notch. I had previously used them to refinance and had the same experience. They are more than just another broker, Art is now my "Mortgage...
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Reply from Owner
August 10th, 2022 03:30 PM
Ian, it has been a real pleasure working with you on not just this mortgage but the last one too. My entire business is built of repeat clients like you and I cannot thank you enough! I wish you all the best in the new home and know that I...
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Obviously buying a home is one of not the largest financial transactions most people will make, with that comes a lot of questions and stress. Art and his team made the process seamless. Everyone was professional, provided prompt responses...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks Kimberly!! First home closings are always a big deal… and I’m so glad we could make it smooth and answer every question along the way. I’ll be ready for the next one when you are. Honored to be your mortgage guy!
Very responsive, professional and customer focused. Only great things to say about Art and his team. There is a reason he comes highly recommended. 💯!!!!
Reply from Owner
May 25th, 2022 12:00 AM
Only great things to say about you guys as well Perri Fam!! You guys were amazing to work with and can't wait til the next one!!! Love being your mortgage guy!
Art made our refinance process smooth. He was diligent, proactive with documentation collection and was always quick to answer any questions. Now we can get some much needed renovations done. Highly recommend!
Reply from Owner
April 19th, 2022 12:00 AM
Thanks a ton Jen! i am glad the other lender couldn't get it done so I could swoop in and save the day :) Looking forward to being your mortgage guy for many more houses :)
Art and his team were amazing to work with. They made the refinance process easy and answered all the questions I had. Art came recommended by my financial advisor. I look forward to working with Art and his team on financing future investments....
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Reply from Owner
April 19th, 2022 01:28 PM
Thank you so much, Christopher!! We love working hand in hand with financial planners as we both have the responsibility to put our clients in a better financial place! Also, kudos to you guys for being such great clients! Look forward to being...
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Art and team were great to work with during our home purchase journey. The real estate market over the last year or so has been the most interesting market we have ever experienced and are so glad for the advice, guidance, and expertise recieved...
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Reply from Owner
April 19th, 2022 01:30 PM
You are welcome, Angie! It was an absolute pleasure working with you guys on this house journey! You are right, though...the housing market is CRAZY right now, but you guys navigated it flawlessly! Best wishes for wonderful memories in your...
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Art and his team were amazing to work with. They made the refinance process easy and answered all the questions I had. Art came recommended by my financial advisor. I look forward to working with Art and his team on financing future investments....
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Reply from Owner
April 18th, 2022 12:00 AM
Thank you so much Christopher!! We love working hand in hand with Financial Planners as we both have the responsibility to put you in a better financial place! Also, Kudos to you guys for being such great clients! Look forward to being your...
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After shopping around for lending service, The moment I spoke to Art, I knew that was my money guy. He got me qulified and went above and beyond to make sure I close on my beautiful home. Thanks again ART! you are IT!!
Reply from Owner
April 13th, 2022 12:00 AM
Thanks Nosh!! It was truly a pleasure. I feel like I not only got a new client, but also a friend! Look forward to many more deals in the future!! Happy Home Owndership!!
I am so thankful that we were referred to Art for our mortgage! He gave us helpful, realistic advice about the best "products" for us, and he and his team were incredibly responsive and communicative along the way, answering our questions and...
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Reply from Owner
April 5th, 2022 09:51 PM
So happy for you Beard Family, and special thanks to Natalie Martinez for connecting us! You guys made my job look easy. You aced it, and I would be honored to be your “mortgage guy” for many years to come! -Art
Art Wood at Goldwater Bank in Tucker handled my home loan with such confidence and kindness. Every step in the loan was communicated to me with clarity. Art made the process as smoothly as possible for me. I would totally recommend him to anyone...
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Reply from Owner
April 6th, 2022 12:00 AM
You are a gem Sarah!! I was so glad to help you through the stressful start of your next life chapter!! Was happy to be the shoulder to cry on, but also the rock that assured you that we had you covered!! I know you know this already, but I...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
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Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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