Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Excellent service excellent team
Thank you
Reply from Art Wood Mortgage Team
July 20th, 2026 06:18 PM
the pleasure was all mine Cheryl!! I think this transaction number 3 and I look forward to each one!!! Love being your mortgage guy!!
Easy to work with, easy to get a hold of, you name it! Tiar and Art were great!
Reply from Art Wood Mortgage Team
July 13th, 2026 01:34 PM
Thanks Peter! It is always good to work with you and your family. I think we are on deal 5 or 6 with the Kinsella fam. I dont take that lightly as your trust and loyalty mean the world to me. Great people like you are what I have bought a business...
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Art was friendly and answered mine and my clients questions in a timely manner.
Reply from Owner
July 13th, 2026 01:32 PM
Friendly is my middle name :) It was great to meet you at the closing table, You were an excellent babysitter! Really enjoyed working together and hope to do it again soon
Answered questions in a friendly, timely manner.
Reply from Art Wood Mortgage Team
July 10th, 2026 05:21 PM
Thanks for the kind words Kristi! That's the only way i know to be! you were easy to work with as well! Would love to be your mortgage guy for future deals!
Art Wood Mortgage Team has received a review with 5 star rating from Kim D
Reply from Owner
July 6th, 2026 03:36 PM
thank you for the 5 stars my friend!! Love being your mortgage guy...for like the last 20 years :)
Always a smooth and seamless transaction with Art and his team!
Reply from Art Wood Mortgage Team
July 6th, 2026 03:38 PM
Thank you Kim! We have done a number of these now, and you never cease to amaze me! You really are the perfect client. Quick with documentation and communication!! Thorough! Organized! Loyal! Grateful! All of the best things. That is why we...
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Exceptional and exceeded expectations-We were able to close 2 weeks earlier.
Reply from Art Wood Mortgage Team
July 2nd, 2026 03:58 PM
Thank you for the kind word Erica! It especially means a lot coming from the listing agent! It was a pleasure working together and hopefully this will be the first of many!! happy 4th :)
Tiar is also great! She was warm, and made sure we always knew what was next.
Reply from Owner
June 30th, 2026 07:14 PM
But of course...cant forget Tiar! She is the secret sauce. She loved working with you guys as well! YOu hit the nail on the head!! She is a great teammate!!
Art is honestly great. He has great communication, speedy, and takes the time to explain the process. Not only that, but he always answers any questions you have. I would recommend him to anyone looking for a home loan.
Reply from Art Wood Mortgage Team
June 30th, 2026 07:12 PM
thank you Nicolaus!! You guys were awesome to work with and thrilled that Karen referred you!! Not only were you easy to work with, but ya'll are amazing people!! I love my first time homebuyers, and will be here for you when it is time to...
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I can honestly say that I hope every single first-time homeowner ends up with Art, Tiar and their colleagues at the Art Wood Mortgage Team/Luminate Bank.I’m a worrisome person, I stress and stress myself out. They were so patient with me, answered...
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Reply from Owner
June 22nd, 2026 06:06 PM
Bless your Heart Christy!! thank you for the kind words and thrilled you had a positive experience. And you are right, Tiar IS the sauce. She provides so much "heart" to avery sterile process!! The good news is that Tiar works in EVERY file,...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
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- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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