

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
Thanks Art for helping when I purchased my home. You made the process flow smoother. I wish you continued success.
Reply from Owner
July 24th, 2025 05:01 PM
Thank you Vickie....and you are welcome!! I love being your mortgage guy!
Art is extremely helpful and knowledgeable and made everything about my mortgage experience fantastic!! He will always be my go to guy!! Thank you Art and your team!!!
Reply from Owner
July 24th, 2025 05:04 PM
Thanks Michael!! I don't take that lightly. We have had lots of good conversations over the years and I hope that i have been able to provide valuable insight. I also appreciate your support of my annual Salvation Army Golf Tournament! Thanks...
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Art and his team are diligent and professional. I’ve worked with them on four different homes, and every experience has been exceptional. Their consistency, attention to detail, and commitment to excellence set them apart. I highly recommend...
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Reply from Owner
July 24th, 2025 05:00 PM
you are the man brett!! you are truly the perfect client. you are loyal, you are trusting, and you are responsive. I can build a great business around people like you! You make my job rewarding and enjoyable!! Thank you for that and thank you...
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Art is a highly knowledgeable professional who provides clear and consistent communication. Customer service is top tier.
Reply from Art Wood
July 24th, 2025 04:31 PM
Thank you Brandon! Takes one to know one, right? I appreciate your kind word!!! Love being your mortgage guy!
I have known Art Wood for many years both through business associations and doing business with him. He had always been knowledgeable in the mortgage business and offered great advice on what to expect and whether it’s the best time to refinance,...
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Reply from Owner
July 24th, 2025 04:20 PM
Thank you Vic...and you are absolutely right. There are lots of clients of mine that I advised NOT to take any action. That's how you know you are working with the right people. I know you don't have a mortgage anymore, but still grateful to...
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Art is the best in Atlanta! Use him for a loan!
Reply from Art Wood NMLS #118234 - Art Wood Mo...
July 24th, 2025 04:23 PM
This is music to my ears Brett. I remember our first deal. Man, you wore me out, but I told you what a value having your own personal mortgage guy on your team would do!! It just makes things easier and more personal. I have thoroughly enjoyed...
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Art is definitely at the top of the game when it comes to finding good mortgage rates and working with unique clients. I’m a real estate investor and his ability to find the best rate has been a real asset to us. Thank you for being on our...
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Reply from Owner
July 24th, 2025 04:23 PM
This is music to my ears Brett. I remember our first deal. Man, you wore me out, but I told you what a value having your own personal mortgage guy on your team would do!! It just makes things easier and more personal. I have thoroughly enjoyed...
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Art was so straightforward from the start. We had other dealers come out with rates and then call “finding” rate changes. Art was transparent, friendly, and explained everything so calmly. He’s helped our family multiple times find the right...
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Reply from Owner
July 24th, 2025 04:24 PM
Music to my ears Michael!! I only know one way to be and that is straight forward. Anything else is a lie and a waste of time!! Thanks for the kind words. It is my honor to be your mortgage guy!
Art is the best! Believe me he can do no wrong! Very professional and was great at details! You’ll love him. Thanks art!
Reply from Owner
July 24th, 2025 04:30 PM
Wow!! Thx Hasan. I promise you I can do wrong...just ask my wife :) I certainly appreciate the sentiment though and love being your mortgage guy!!
Art was a tremendous help when we initially bought our house and again when we refinanced. He is very personable, communicative, and provides different options based on your situation. We will definitely use Art again in the future!
Reply from Owner
July 24th, 2025 04:30 PM
Thanks Kayla!! I remember our first closing. I think we closed in 13 days!! It all just clicked. In fact, I just closed with that agent last week!! Time sure does fly, but I will always treasure being yall's mortgage guy!!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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