

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Art and his team make it happen one way or another! I have personally worked with Art on two mortgages and each time, he was very knowledgeable with the right mortgage for my scenario. I also have watched him help folks in ways that other mortgage...
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Reply from Owner
July 29th, 2025 01:08 PM
Thanks Jeffrey!! Glad you keep having birthdays so I can keep calling and signing to you :) love being your mortgage guy buddy!!
Art Wood was my mortage guy in 2020. He helped me get rid of a high rate Heloc and helped me refinance my home at an incredible rate. He did a fantastic job!Not being a computer savvy person, I did not feel confortable doing everything online....
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Reply from Owner
July 29th, 2025 07:53 PM
Thank you Patricia!! We have to meet people where they are. I was happy to do business the way YOU wanted to. Love being your mortgage guy!!
Art is an amazing guy, I would definitely have no problems doing business with him or his company again in the future. He is very personable and professional. Art has helped me in some really difficult situations and helped me keep my home....
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Reply from Owner
July 29th, 2025 07:53 PM
Thank you Bobbie. I am thrilled to be your mortgage guy and your friend!!!
Art continues to stay in contact with clients even after all sales paperwork is finished in order to maintain these relationships
Reply from Art Wood NMLS #118234 - Art Wood Mo...
July 29th, 2025 10:02 PM
Thanks Linda! That's the point, Relationship over transaction. I appreciate the kind words and for recognizing my efforts :) Love being your mortgage guy!
With your biggest investment in life it’s crucial to trust your mortgage guy. Art takes care of you as a priority. Would recommend him to anyone who asks.
Reply from Owner
July 29th, 2025 12:00 AM
No truer words could be said!! Mortgages are big money and big decisions. cant just trust those to anybody!! I appreciate YOU trusting me with your mortgage and letting me by your mortgage guy!
I met Art many years ago in a networking group. At a very stressful time in my life when I needed a mortgage guy, I immediately thought of Art. He walked with me through the whole process. He is ethical and honest. Everything went seamlessly....
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Reply from Owner
July 29th, 2025 12:00 AM
Thank you Gwen! I remember working together and you aced it. I do also remember how nervous you were. I am glad i was able to add a little stability, and I LOVE being your mortgage guy!
Art is great. He helps you through every step and takes the time to answer any questions you have through the process.
Reply from Art Wood Mortgage Team
July 29th, 2025 10:03 PM
Thank you Billy! It was a pleasure to work with you and Nancy! Cant wait til the next one, Love being your mortgage guy!
Art is absolutely amazing at what he does. Our mortgage was 2600 a month and he got us to 1400 a month!! He knows what he is doing. Highly recommended.
Reply from Owner
July 25th, 2025 12:34 PM
Man those were the days Jessie!! I wish rates were still like that!! I appreciate the kind words. There is definitely an "art" form to being a good mortgage guy!! I am thankful to be your mortgage guy!!
thanks - for the smooth tranaction
Reply from Art Wood Mortgage Team
August 5th, 2025 09:55 PM
My pleasure! Lets do it again!
Art is the go-to guy for mortgage and financing! Extremely approachable and his team is superb at walking you through the process. Art knows how to make things happen!!
Reply from Owner
July 25th, 2025 12:33 PM
Thank you Andrea. It has been a joy working with you over the years. Love being your mortgage guy!!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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