Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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I’ve worked with Art Wood on multiple home loans over the years, and every experience has been outstanding. Art is incredibly knowledgeable, responsive and genuinely committed to helping you find the best solution. Best in the business!
Reply from Owner
August 1st, 2025 08:24 PM
Man...so kind. Thanks Jason!! We work well together and YOU made it easy!! Love being your mortgage guy!!
After a poor experience with another lender, my wife and I used Art and his team to close on our forever home. The experience was efficient and personable every step of the way. Art keeps the human element in lending. Highly recommended.
Reply from Owner
August 1st, 2025 08:26 PM
Thanks Stephen! I always prefer to be the first mortgage guy, but it is fun to swoop in and save the day too and show people how it is supposed to work!! Love that you have your forever home and love being your mortgage guy!!
Art has been helping our family placing our need as a priority when come to do refinance or getting brand new real estate loans , his honesty and transparency has created excellent partnership when comes to loan. He has been great adviser to...
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Reply from Owner
August 1st, 2025 08:27 PM
Wow..Matt, you are making me feel old :) I really appreciate the kind words and the loyalty. I don't take that for granted!! Love being your mortgage guy!!
We’ve used Art for both of our mortgages and have always had a great experience. Thanks Art!
Reply from Owner
August 1st, 2025 08:15 PM
Let's keep it buddy!!! I really appreciate the kind words and the loyalty. Love being your mortgage guy!
I can’t say enough about Art and the job he did for me when I was buying a house for the first time as a single person. He kept me informed throughout the process and was always available for any questions I had (and I had a lot). Art is professional,...
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Reply from Owner
August 1st, 2025 08:22 PM
Thank you Melissa!! Doing a mortgage can be stressful for anyone, but super stressful when you are doing it alone. It was my pleasure to be a resource to you!! Love being your mortgage guy!!! Hope all is well!!
Art made buying a house SO easy! He was responsive, explained everything and got me to the finish line with no issues at all!!
Reply from Owner
August 1st, 2025 01:27 PM
Thanks Dawn!! That was a LONG time ago, but I still remember the closing!! Thank you for allowing me to be your mortgage guy!!
Art is the best in the business. I’ve used a couple people over the years and Art wins hands down. His professionalism and attentiveness is top notch. I’ve used him for both my primary residence and investment homes. His creative solutions...
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Reply from Owner
August 1st, 2025 01:26 PM
Thanks Ben!! For the viewers at home, I am reminded of how you learned the hard way. The 1st investment property you bought, you used someone else, and you said "never again" because it was a sh*$ show :) it matters having a seasoned professional...
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This is our second home buying experience with Art. We have been so pleased with his responsiveness and his ability to get things done! He is great about explaining the process and walking through the steps to ensure we are getting what we...
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Reply from Owner
July 31st, 2025 07:03 PM
Thank you Stacey!! Technically we aren't closing on the 2nd one til tomorrow, but I know all will go smooth!! Thanks so much for trusting me yet again to get you in your favorite mountain house :) love being your mortgage guy!!
Art Wood was extremely professional, KNOWLEDGEABLE, and realistic! Unfortunately I had a million questions because it took me several months to find "the perfect house for me", but Art took the time to answer my questions (and address all of...
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Reply from Owner
July 31st, 2025 06:56 PM
Thanks so much LaShonda!! You win the award for the most capital letters :) I loved every minute of working with you. I tried to make myself as available as possible to be resource to my clients, and I appreciate you recognizing that. Love...
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Art Wood and his team did an amazing job helping me refinance my home. I never had to worry about a thing with such a competent team on my side. Thank you, Art.!
Reply from Owner
July 31st, 2025 07:01 PM
Thank you so much Judy..both for the kind words and trusting me with your mortgage. Love being your mortgage guy!!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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