Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Art was wonderful to work with when I refinanced my house. I spoke with him, and after he reviewed the numbers with the then current rate, he told me it did not make sense for me to refinance my mortgage. Fast forward a few months, with Art...
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Reply from Owner
August 11th, 2025 07:58 PM
Thank you Debbie!! there is more to being a mortgage guy than just doing deals. I learned a long time ago you have to be more. Thank you for the kind words and for recognizing my efforts! It is and was my pleasure being your mortgage guy!
Easy to communicate
Reply from Art Wood Mortgage Team
August 7th, 2025 07:05 PM
thank you buddy! Love being your mortgage guy!
The best that there is! As a first time homebuyer, he explained things in multiple ways to make sure I understood every aspect of the homebuying process. He is so personable and so thorough. I have used him twice now and recommended him to...
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Reply from Owner
August 7th, 2025 07:08 PM
Thank you Danielle!! Your kind words and your referrals mean the world to me. I love being your mortgage guy now and well into the future. I will turn your mortgage into a work of ART :)
Art was very active in our home search with timely responses when we had questions regarding the mortgage process .
Reply from Art Wood Mortgage Team
August 5th, 2025 09:47 PM
Thank you Andy...and welcome back to Georgia!!! You and Kathy were great to work with! Very responsive and communicative!! Loved being your mortgage guy and can't wait to refi :)
Buying my first home was one of the biggest decisions I’ve ever made, and I couldn’t have asked for a better person to guide me through it than Art. From the very beginning, he was patient, knowledgeable, and incredibly supportive. He took...
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Reply from Owner
August 5th, 2025 12:00 AM
Thank you Patty! That process was happened the way it was meant to happen...with a storybook ending!! It was truly my honor to help you during that time, and I love being your mortgage guy almost as much as I love being your friend!
Art has done several mortgage deals for me, and his vast industry knowledge, attention to detail, and clear communication made each one go smoothly, even when there were a lot of moving parts. He also saved me a ton of money by proactively...
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Reply from Art Wood NMLS #118234 - Art Wood Mo...
August 5th, 2025 09:52 PM
Thank you Eric!! And yes, we have worked together a lot. Been thru thick and thin!! I appreciate your loyalty over the last 15 years!! thank you for trusting me to have your best interest at heart! I love being your mortgage guy!
Art is an integral part of the community. He is knowledgeable and always generous with his time.
Reply from Owner
August 4th, 2025 07:44 PM
Thank you so much! You guys are amazing and hope you are enjoying Miami!!
Art and his team did a great job with our referencing. Would definitely recommend!
Reply from Owner
August 2nd, 2025 05:44 PM
Thank you David!! Look forward to working together again!! Love being your mortgage guy!
As a first time homebuyer at 20 years old I knew very little about the Mortgage process. Art explained everything with such clarity and Honesty. He cared about me actually being able to keep my home and got me approved for an amount I could...
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Reply from Owner
August 1st, 2025 09:13 PM
Man...love the testimonial Zeke. Thank you!! I am still in awe that you bought a house at 20 years old!! That's amazing!! Kudos to you!! Love being your mortgage guy!!
Art and his team helped me and a bunch of my co-workers get approved for our first mortgages. 8 Years later I can still count on him to answer my questions.
Reply from Owner
August 1st, 2025 08:23 PM
Awww..thanks Faith!! I love you and Justin. Main St Tucker Pride!! Thanks for being my friend and for trusting me with your mortgage stuff!!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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