

Arshia Saber
Senior Mortgage Broker
Senior Mortgage Broker | Wholesale Lending Specialist | Strategic Loan Structuring
For over a decade, I’ve helped hundreds of families across the United States navigate one of the most important financial decisions of their lives — homeown... Show More
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Reviews from Web
Happy so far ,seeing the light !
Thank you
Reply from Arshia Saber
June 1st, 2026 02:55 PM
Katherine, I'm pleased to hear that you're feeling positive about your experience so far. If there's anything else you need or any questions you have, please don't hesitate to reach out.
I am old, with many home financing experiences. Working with Arshia provided one of my best! His "behind the scene" work made the loan process simple.
Excellent customer service, knowledgeable and definitely explained everything
Reply from Arshia Saber
May 14th, 2026 09:23 PM
Michelle, I'm glad to hear that you found the customer service excellent and the explanations clear. It's important to me that you feel informed and supported throughout the process. If there's anything more I can do for you, please let me...
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Before I met Arshia, I was honestly feeling desperate and had already started losing hope because of my financial situation. I had spoken with several mortgage brokers before, and at some point, I just lost the motivation to keep answering...
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He is like to a family member you can actually you can be very open with him and share personal experiences and information without worrying about it getting out anywhere but in our discussion. He is a very understanding person and will keep...
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Reply from Arshia Saber
April 3rd, 2026 12:09 AM
Thank you for sharing your thoughts, Emily. It means a lot to know you felt comfortable and supported in our discussions. I'm committed to maintaining an open and straightforward approach. If there's anything else I can assist with, feel free...
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Arshia wasn't the first BROKER I've had to deal with. All others gave up or didn't have many loan options to offer me because of my employment situation . He tried traditional loan options When that didn't work, he found non traditional options...
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Reply from Arshia Saber
March 28th, 2026 01:15 PM
I appreciate you taking the time to share your experience, Joseph. It's encouraging to know that exploring a range of options was beneficial for you. I'm committed to finding the right solutions for unique situations. If there is anything else...
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Service excellence.
Reply from Arshia Saber
March 15th, 2026 01:47 AM
Tony, I'm grateful for your kind words and for recognizing the level of service provided. If there's anything else I can assist you with, please don't hesitate to get in touch.
Arshia was amazing to work with very responsive when I had any questions. He had the ability to get me a loan when trying to qualify with other lenders wasn't possible. Thank you Arshia great
Reply from Arshia Saber
February 12th, 2026 04:06 PM
I'm really glad to hear that you had a positive experience working with me, Rhonda. It’s important to me to be responsive and help make the lending process as smooth as possible. Thank you for sharing your experience, and I'm pleased I could...
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I highly recommend Arshia for anyone needing a mortgage or refinance—my situation was complex, and my credit had suffered due to a few oversights.Arshia went above and beyond, helping me create a clear timeline of events and personally advocating...
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Reply from Arshia Saber
January 24th, 2026 02:31 AM
Thank you very much for the kind words, Bobby! With your trust and confidence in me, I am happy to have delivered and put you back on track to enjoy your retirement in peace. We found the right lender for your situation and got all the support...
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Had a good time with Arshia. He was great with his communication, I’ve only had my house for a month & I’ve already sent him a referral. Highly recommended.
Reply from Owner
January 16th, 2026 12:00 AM
Very excited for you, Devon. Congratulations on your new home. Happy to be of service!
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About
Senior Mortgage Broker | Wholesale Lending Specialist | Strategic Loan Structuring
For over a decade, I’ve helped hundreds of families across the United States navigate one of the most important financial decisions of their lives — homeownership.
My background in both mortgage lending and real estate allows me to see the full picture of every transaction. Today, I operate under one of the nation’s largest mortgage broker networks, giving me access to a highly competitive portfolio of wholesale lenders. That means more flexibility, more solutions, and often better pricing than what traditional retail banks can offer.
I specialize in:
• Strategic Refinancing
• Home Purchases
• Equity Optimization
• Complex Borrower Scenarios
• Wholesale Rate Shopping
Markets shift. Rates fluctuate. Guidelines tighten. My role is to structure loans intelligently, protect my clients’ long-term financial position, and make sure they’re not just approved — but strategically positioned.
I don’t believe mortgages should be transactional. I believe they should be intentional.
Whether you're purchasing your first home, restructuring debt, or leveraging equity to create new opportunities, my goal is simple: help you win — not just today, but over the long term.
If you value strategy, options, and execution, let’s connect.
NMLS# 1718367
DRE 02177717
Lumin Lending Inc. NMLS #2716106 CA DRE #02991443
18201 Von Karman Suite 800
Irvine, CA 92612
https://www.luminlending.com/
https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2716106
Equal Housing Lender
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
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