Andy Espineira
Site Manager - VP | NMLS # 331280
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where m... Show More
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Andy and Myron were responsive and knowledgeable.
Reply from Andy Espineira
June 17th, 2025 06:56 PM
Thanks Chanelle. We are happy to help you in your real-estate investment career. Its nice to see someone with multiple properties and doing the right things.
Really liked the advisory nature of working with Andy. helped me make the right decision
Reply from Andy Espineira
June 17th, 2025 06:57 PM
John, your loan was easy to get done and it was a pleasure working with you. I look forward to getting you a lower rate in the future.
We feel we can really trust you an have faith in you & the company with our home refinancing 💙♥️
And we thank You so much for making our lives easier.
Reply from Andy Espineira
June 17th, 2025 06:58 PM
Thanks Guadalupe, Glad we where able to do your loan again for a lower rate and payment. We will do it again when the market improves some more.
Andy made this process quick, easy and smooth. He's honest, upfront, and always available no matter what time or day it was to answer any questions. Andy and his team are efficient, informative, and easy going. He made this such a great experience...
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Everyone we dealt with was very helpful and looked out for us through the entire process.
Reply from Andy Espineira
June 17th, 2025 06:59 PM
Nicholas, glad we where able to get this done for you. I know the savings was pretty big and hope to increase that as rates go down.
Andy and the Lasera Lending Team listen and y derstand the wanta and needs of the borrower. This is my second lending opportunity with Andy and I will use his seevices again if the opportunity arises
Reply from Andy Espineira
June 17th, 2025 06:59 PM
We are pleased to hear about your positive experience with Andy and the Ladera Lending team. Understanding and meeting our clients' needs is our priority, and we are delighted that you have chosen to work with us again. We look forward to assisting...
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You did Andy
Reply from Andy Espineira
January 23rd, 2025 11:39 PM
Thank you Larry for the 5 star review. We love it when the customer is happy with our level of service
Always great to work with.
Reply from Andy Espineira
January 23rd, 2025 11:40 PM
Hi Melissa, from one investor to another, congratulations on your recent endeavors in the real-estate world. You are on your way to great things with your real-estate portfolio. I can't wait to see what you do next and how we can help you with...
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Andy and Myron are responsive and close my re-fi quickly
Reply from Andy Espineira
January 23rd, 2025 11:41 PM
Hi Charles, hope the new year is doing well for you. It was our pleasure to help you get the loan done before the end of the year, so you can get that little extra tax deduction.
Working with Andy in the past made this process easy.
Reply from Andy Espineira
June 17th, 2025 06:59 PM
We are thrilled to hear that your past experience with Andy made the process easy for you. At Ladera Lending, we strive to provide seamless service, and your feedback is greatly appreciated.
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About
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 331280
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