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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
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  • Encompass
    D
    David A G
    Wichita Falls, TX
    Posted on October 28th, 2025 06:22 PM
    The prompt communication with Chase Mansouri Myron being on top of all the forms. They made it a stress free process TY
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    Joe V
    Escondido, CA
    Posted on October 25th, 2025 07:01 PM
    Andy was open and honest which is rare these days. He answered all my questions and was quick. Great experience.
  • Encompass
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    Jeffrey D
    Boulder, CO
    Posted on October 24th, 2025 06:27 PM
    Great service
  • Encompass
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    John J C
    Ladera Ranch, CA
    Posted on October 7th, 2025 08:11 PM
    Working with Andy and the entire team was terrific. Great service and communication throughout the process.
  • Encompass
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    John T K
    Creston, CA
    Posted on August 4th, 2025 10:15 PM
    Andy was extremely helpful in helping us navigate the loan approval and underwriting process. these guys are fast and responsive.
  • Encompass
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    Edison V
    Houston, TX
    Posted on July 30th, 2025 02:20 PM
    My Loan officer Andy was always available for any questions or concerns we had ..AWSOME
    Reply from Andy Espineira
    July 31st, 2025 12:58 AM
    Edison, it was very nice to work with you. Texas makes it hard for there people to get HELOCS, but we got it done. Congratulations and good luck to you on it.
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    Jennifer S
    KEANSBURG, NJ
    Posted on July 25th, 2025 02:41 PM
    Loan officers worked endlessly to get me through this process. Thanks again!
    Reply from Andy Espineira
    July 31st, 2025 12:59 AM
    Thank you for acknowledging the hard work of our loan officers. At Ladera Lending, we are committed to supporting our clients throughout the entire process, and we’re pleased that you had a positive experience. We appreciate your feedback and...
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  • Encompass
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    Charlotte L
    Palo Cedro, CA
    Posted on July 3rd, 2025 03:45 AM
    Patient with me, answered my calls in a timely manner, i apologize if I was ever rude, thank you!
    Reply from Andy Espineira
    July 31st, 2025 12:59 AM
    Charlotte, thank you for sharing your experience with us. We appreciate your kind words about Andy's patience and timely communication. It's important to us that clients feel supported throughout the process, so we're glad to know Andy made...
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  • Encompass
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    Craig P S
    SAN DIEGO, CA
    Posted on June 29th, 2025 06:07 PM
    it was great!
    Reply from Andy Espineira
    July 31st, 2025 01:00 AM
    Craig, it was a blessing to be able to help you and your family with your refinance needs. I wish you the best of luck!
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    David L S
    North Las Vegas, NV
    Posted on June 14th, 2025 06:01 PM
    He just takes care of business
    Reply from Andy Espineira
    June 17th, 2025 06:54 PM
    We are thrilled to hear that Andy was able to meet your needs effectively. At Ladera Lending, we strive to provide efficient and attentive service. Thank you for your feedback, David.
  • 5160 of 343
    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses