

Andy Espineira
Site Manager - VP | NMLS # 331280

I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where m... Show More
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Reviews from Web
The prompt communication with Chase Mansouri Myron being on top of all the forms. They made it a stress free process TY
Andy was open and honest which is rare these days. He answered all my questions and was quick. Great experience.
Great service
Working with Andy and the entire team was terrific. Great service and communication throughout the process.
Andy was extremely helpful in helping us navigate the loan approval and underwriting process. these guys are fast and responsive.
My Loan officer Andy was always available for any questions or concerns we had ..AWSOME
Reply from Andy Espineira
July 31st, 2025 12:58 AM
Edison, it was very nice to work with you. Texas makes it hard for there people to get HELOCS, but we got it done. Congratulations and good luck to you on it.
Loan officers worked endlessly to get me through this process. Thanks again!
Reply from Andy Espineira
July 31st, 2025 12:59 AM
Thank you for acknowledging the hard work of our loan officers. At Ladera Lending, we are committed to supporting our clients throughout the entire process, and we’re pleased that you had a positive experience. We appreciate your feedback and...
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Patient with me, answered my calls in a timely manner, i apologize if I was ever rude, thank you!
Reply from Andy Espineira
July 31st, 2025 12:59 AM
Charlotte, thank you for sharing your experience with us. We appreciate your kind words about Andy's patience and timely communication. It's important to us that clients feel supported throughout the process, so we're glad to know Andy made...
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it was great!
Reply from Andy Espineira
July 31st, 2025 01:00 AM
Craig, it was a blessing to be able to help you and your family with your refinance needs. I wish you the best of luck!
He just takes care of business
Reply from Andy Espineira
June 17th, 2025 06:54 PM
We are thrilled to hear that Andy was able to meet your needs effectively. At Ladera Lending, we strive to provide efficient and attentive service. Thank you for your feedback, David.
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About
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 331280
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