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Andrea Cote - Loan Originator  |  NMLS:80115

Andrea Cote

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Loan Originator | NMLS:80115

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
  • write_review_unverified
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    Nicholas D
    Posted on April 1st, 2026 05:38 PM
    I highly recommend Andrea Cote! She is an absolute pleasure to work with as a lender and is extremely communicative throughout the entire process. Every client we’ve had the opportunity to work with together has been thoroughly impressed by...
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    Reply from Andrea Cote
    April 9th, 2026 05:39 PM
    Nicholas, thank you for recommending me. I’m glad to hear that you found my communication approach clear and proactive. Making sure that everything is easily understandable is very important to me, and it’s rewarding to know that it has made...
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    Christine P
    LEXINGTON, NC
    Posted on March 26th, 2026 03:52 PM
    The communication and process was so smooth and easy. Everyone made our out of state purchase awesome!
    Reply from Andrea Cote
    April 3rd, 2026 03:52 PM
    Christine, I'm pleased to hear that the communication and process felt smooth and easy for your out-of-state purchase. It's important to me that such transitions are straightforward. If you have any further questions or need assistance in the...
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    Heather L
    LEXINGTON, NC
    Posted on March 20th, 2026 07:26 PM
    Andrea was absolutely wonderful to work with! She is incredibly knowledgeable—especially when it comes to VA loans—and made the entire process feel smooth and stress-free. She took the time to answer every question I had and explained everything...
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    Reply from Andrea Cote
    March 30th, 2026 01:59 PM
    Heather, I appreciate your kind words and the trust you placed in me to guide you through your VA loan process. It’s important to me that everything feels smooth and stress-free, and I'm glad to know you felt informed and supported. If you...
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    Nho Y
    GREENSBORO, NC
    Posted on March 16th, 2026 01:15 PM
    They work hard to make my loan go smooth as pos and communication is on point.
    Reply from Andrea Cote
    March 24th, 2026 01:15 PM
    I appreciate your positive feedback, Nho. Ensuring a smooth process and maintaining clear communication are priorities for me. If there's anything more I can do to assist you or if you have any further questions, please don't hesitate to get...
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    Jason B
    CLINTON, NC
    Posted on March 15th, 2026 09:55 PM
    the the patience and understanding walking me through each step as this was all new to me being a first time home buyer. In fact ive already given her information to a friend already.
    Reply from Andrea Cote
    March 23rd, 2026 09:56 PM
    I'm glad to hear that my support was beneficial during your first home-buying experience, Jason. It's important to me that each step is clear and that you feel supported along the way. Thank you for recommending me to your friend; it means...
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    Nadia H
    GREENSBORO, NC
    Posted on March 13th, 2026 04:43 PM
    We recently purchased a home and used Envoy Mortgage. It was the most pleasant process, thanks to Andrea Cote and Lauren Jones. They were phenomenal, extremely patient, and helpful, even though we weren't the easiest clients. They went above...
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    Reply from Andrea Cote
    March 23rd, 2026 09:25 PM
    Nadia, thank you for sharing your experience. I'm delighted to hear that you found the home-buying process pleasant with my help and Lauren's. It's rewarding to know our patience and efforts were valuable to you. If you have any future needs...
    read more
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    Dylan M W
    WINSTON SALEM, NC
    Posted on March 5th, 2026 01:44 AM
    Customer Service
    Reply from Andrea Cote
    March 13th, 2026 05:57 PM
    Dylan, thank you for the positive rating. If there's anything more you'd like to share or any way I can assist you further, feel free to reach out.
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    Contessa W
    KERNERSVILLE, NC
    Posted on February 27th, 2026 04:03 PM
    Andrea was very detailed a d patient. She was always available with quick responses. Thank you Andrea for our great experience.
    Reply from Andrea Cote
    March 9th, 2026 03:24 PM
    I'm grateful for your feedback, Contessa. It's good to know that you appreciated the detailed and patient support. Being available and responsive is important to me, so I'm pleased it added to a positive experience for you. If there's anything...
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    Margaret W
    WINSTON SALEM, NC
    Posted on February 27th, 2026 12:29 AM
    Andrea was helpful, efficient, friendly , and the whole process happened very smoothly and easily. Amazing!
    Reply from Andrea Cote
    March 9th, 2026 02:04 PM
    I appreciate your kind words, Margaret. I'm glad to hear that the process went smoothly and that you found my support helpful and friendly. If you ever need assistance again, don't hesitate to reach out.
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    Marie L
    WINSTON SALEM, NC
    Posted on February 24th, 2026 03:33 PM
    She iltruly cares about her customers and goes above and beyond.
    Reply from Andrea Cote
    March 4th, 2026 03:35 PM
    Thank you for highlighting your experience, Marie. I always strive to go the extra mile to ensure my clients feel valued and supported. If there's anything more I can do for you in the future, please feel free to reach out.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
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    Central Standard Time (CST)
    Licenses
    • NMLS # 80115
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    Equal Housing Opportunity

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