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The Vaghela Team - Sr. Loan Officers | NMLS# 220899 in Allen, TX

The Vaghela Team

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Sr. Loan Officers | NMLS# 220899

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Malik J
    Arlington, TX
    Posted on September 15th, 2021 12:56 PM
    Probably just a reflection of the busy times but I felt like just another customer, which I am, but with this being my 1st home buying experience I would have preferred to feel like I was the most important customer.
  • Encompass
    S
    Steven L F
    Allen, TX
    Posted on September 13th, 2021 12:07 PM
    I think the issue we had was related to the underwriters. They waited until the last business day prior to closing to require several additional information sets. We also had to pay the IRS when an amended return had been submitted to the IRS...
    read more
  • Encompass
    M
    Melissa N C
    Allen, TX
    Posted on September 8th, 2021 07:56 PM
    The personal and consistent communication throughout the entire process. AV, Nikki and Allie are awesome and were very accessible any time we had questions or concerns. Definitely will recommend!
  • Encompass
    A
    Andy I
    Buda, TX
    Posted on September 2nd, 2021 01:15 PM
    Excellent and timely communication each step of the way. The only feedback I would have is that I initially indicated I needed $100K cash out, but then I also indicated the total loan amount (not thinking of loan fees and other costs). Because...
    read more
  • Encompass
    M
    Matthew R C
    Wylie, TX
    Posted on September 1st, 2021 10:46 AM
    Nikki took time to clearly explain the convoluted paperwork and numbers to me. The team has everything going in their favor, and their mobile app brought everything together
  • Encompass
    R
    Rita M S
    Richardson, TX
    Posted on August 27th, 2021 02:36 PM
    The information we need it we received it quickly. We received clarifications and proper communication during the process and everybody was kind. Thank you.
  • Encompass
    R
    Rebecca F N
    Wylie, TX
    Posted on August 24th, 2021 09:20 PM
    Responsiveness of team and sense they cared about my loan.
  • Encompass
    N
    Nicholas M G
    Flower Mound, TX
    Posted on August 21st, 2021 11:31 AM
    Easy to communicate. Several people available to answer questions. App was an easy tool to use.
  • Encompass
    K
    Kayla H
    Richardson, TX
    Posted on August 18th, 2021 11:50 AM
    AV, Nikki, and Allie were always available to help us figure out our options. They worked with the title company to remove taxes from our mortgage, since we have a 100 percent disabled veteran exemption.
  • Encompass
    J
    John C H
    Richardson, TX
    Posted on August 9th, 2021 05:21 PM
    The timeliness of communication was an extreme help to us throughout this process.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Self Employed Solutions
    Bank Statement Loans
    Investor Solutions
    Debt Consolidation and Business Funding Loans
    FHA, VA, USDA Loans
    Down Payment Assistance
    Mortgage Lending
    Government Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Sr. Loan Officer & Team Lead
      Apr 1st, 2016 - Current
    Memberships
    • CCAR
    • SBC
    • Collin County Area Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    2008

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS ID# 220899. Authorizes to conduct business in Texas
    Achievements
    • 5 Year Texas Monthly Five Star Award Winner 11 years in a row
    • Voted D Best 8 years in a row
    • Voted Top Agent 2016 & 2017
    • View All
    Hobbies
    • Coaching
    • Baseball
    • collecting memoribilia
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.