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The Vaghela Team - Sr. Loan Officers | NMLS# 220899 in Allen, TX

The Vaghela Team

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Sr. Loan Officers | NMLS# 220899

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    G
    Gregory W B
    Dallas, TX
    Posted on April 25th, 2023 11:41 AM
    The Vaghela Team always delivers. They have helped us with two moves, and their service and knowledge is unmatched!
    Reply from The Vaghela Team
    October 24th, 2023 04:13 PM
    We're thrilled to hear your positive feedback, Greg! Thank you for your 5-star rating! We truly appreciate your continued trust in our Team. Looking forward to assisting with your future moves and being your lender for life!
  • Encompass
    K
    Keara K C
    Ivanhoe, TX
    Posted on April 5th, 2023 08:42 PM
    AV, Nikki, and Allie were all so active and responsive when getting us into our home! Highly recommend them to anyone, and will use them in years to come on our next home purchase!
    Reply from The Vaghela Team
    October 24th, 2023 04:15 PM
    Thank you, Keara! Your kind words are greatly appreciated. We look forward to working with you in the future for your next home purchase. Thank you for choosing The Vaghela Team at Highlands Residential Mortgage, Ltd., and for the stellar rating!...
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  • Encompass
    J
    Jill C
    Ennis, TX
    Posted on March 9th, 2023 02:44 PM
    In such a difficult market, AV and his team guided us through crazy interest rates, multiple offers, and a looooong search. The thing we appreciated most was the time and care AV took to explain every step of the process. It’s obvious AV and...
    read more
    Reply from The Vaghela Team
    October 24th, 2023 04:18 PM
    We're thrilled to hear that you had a positive experience with us, Jill! We always strive to guide our clients through the process as smoothly as possible, and we're glad that you felt cared for. We understand how challenging the market can...
    read more
  • Encompass
    A
    Allison K M
    Palestine, TX
    Posted on November 13th, 2026 01:50 PM
    The entire experience was smooth it made it fun! We really felt like VIPs with how quickly the team responded anf their friendliness made us feel much more at ease during such a big time in our lives!
  • Encompass
    S
    Stacey R
    Plano, TX
    Posted on November 11th, 2026 04:19 PM
    AV and Nikki's team continue to provide excellent service to my clients and me with every transaction. They overcome obstacles, most I never need to hear about, with ease and get us clear to close in plenty of time prior to the closing date....
    read more
  • Encompass
    R
    Roxanna H
    Caddo Mills, TX
    Posted on November 4th, 2026 04:08 PM
    AV, Nikki, and their entire team were absolutely amazing! They were always available to answer our questions and made us feel comfortable throughout the entire process. Everything went so smoothly that even the title company mentioned it was...
    read more
    Reply from The Vaghela Team
    November 9th, 2026 05:16 PM
    Roxanna, I'm grateful for your kind words about AV, Nikki, and the entire team. It’s wonderful to hear that your experience was smooth and comfortable from start to finish, and that even the title company noted the ease of the closing. At Highlands...
    read more
  • Encompass
    J
    Jonathan D H
    Caddo Mills, TX
    Posted on October 30th, 2026 11:07 PM
    The Vaghela team was extremely professional and knowledgeable. They helped Us navigate the process seamlessly and stress free answering any questions we had along the way. I would never use anyone else. they are the best!!
    read more
    Reply from The Vaghela Team
    November 3rd, 2026 02:00 PM
    Jonathan, I'm pleased to hear that you found The Vaghela Team professional and knowledgeable. It's wonderful to know that we could help make the process smooth and stress-free for you. At Highlands Residential Mortgage, Ltd., ensuring our clients...
    read more
  • Encompass
    A
    Aimee S W
    Plano, TX
    Posted on October 6th, 2026 01:40 PM
    We were treated respectfully and guided through the process step by step.
    Reply from The Vaghela Team
    October 9th, 2026 01:40 PM
    Aimee, I'm glad to hear that you felt respected and well-guided throughout the process. At Highlands Residential Mortgage, Ltd., it's important to me that every client has a positive experience.
  • Encompass
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    Leah E
    Dallas, TX
    Posted on July 13th, 2026 02:57 AM
    You were incredibly responsive, took the time to educate my client every step of the way, and were always available to answer questions for her. My buyer felt informed, supported, and confident throughout the entire transaction. Thank you for...
    read more
    Reply from The Vaghela Team
    July 16th, 2026 03:02 PM
    Leah, I appreciate your kind words and am pleased to hear that your client felt informed and supported throughout the transaction. It's great to know that our responsiveness and dedication helped make the process smooth for both of you. Thank...
    read more
  • Encompass
    V
    Vincent D I
    Allen, TX
    Posted on July 7th, 2026 01:13 PM
    The communication, attention to detail and execution of the process was incredible. AV, Nikki and team did a great job of walking us through everything we needed in order to close within a very short timeframe. We've used them in the past and...
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    Reply from The Vaghela Team
    July 10th, 2026 01:13 PM
    Vincent, I appreciate your kind words about the communication and attention to detail provided by Av, Nikki, and the team. I'm glad they were able to guide you through the process efficiently and help you close within a short timeframe. Thank...
    read more
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Mortgage Refinance
    Construction Loan
    DSCR Loans
    Self-Employed Mortgages
    Home Equity Loan
    Bank Statement Loans
    Specialities
    Self Employed Solutions
    Bank Statement Loans
    Investor Solutions
    Debt Consolidation and Business Funding Loans
    FHA, VA, USDA Loans
    Down Payment Assistance
    Mortgage Lending
    Government Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Sr. Loan Officer & Team Lead
      Apr 1st, 2016 - Current
    Memberships
    • CCAR
    • SBC
    • Collin County Area Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    2008

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS ID# 220899. Authorizes to conduct business in Texas
    Achievements
    • 5 Year Texas Monthly Five Star Award Winner 11 years in a row
    • Voted D Best 8 years in a row
    • Voted Top Agent 2016 & 2017
    • View All
    Hobbies
    • Coaching
    • Baseball
    • collecting memoribilia
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.