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The Vaghela Team - Sr. Loan Officers | NMLS# 220899 in Allen, TX

The Vaghela Team

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Sr. Loan Officers | NMLS# 220899

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    G
    Gregory W B
    Dallas, TX
    Posted on April 25th, 2023 11:41 AM
    The Vaghela Team always delivers. They have helped us with two moves, and their service and knowledge is unmatched!
    Reply from The Vaghela Team
    October 24th, 2023 04:13 PM
    We're thrilled to hear your positive feedback, Greg! Thank you for your 5-star rating! We truly appreciate your continued trust in our Team. Looking forward to assisting with your future moves and being your lender for life!
  • Encompass
    K
    Keara K C
    Ivanhoe, TX
    Posted on April 5th, 2023 08:42 PM
    AV, Nikki, and Allie were all so active and responsive when getting us into our home! Highly recommend them to anyone, and will use them in years to come on our next home purchase!
    Reply from The Vaghela Team
    October 24th, 2023 04:15 PM
    Thank you, Keara! Your kind words are greatly appreciated. We look forward to working with you in the future for your next home purchase. Thank you for choosing The Vaghela Team at Highlands Residential Mortgage, Ltd., and for the stellar rating!...
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  • Encompass
    J
    Jill C
    Ennis, TX
    Posted on March 9th, 2023 02:44 PM
    In such a difficult market, AV and his team guided us through crazy interest rates, multiple offers, and a looooong search. The thing we appreciated most was the time and care AV took to explain every step of the process. It’s obvious AV and...
    read more
    Reply from The Vaghela Team
    October 24th, 2023 04:18 PM
    We're thrilled to hear that you had a positive experience with us, Jill! We always strive to guide our clients through the process as smoothly as possible, and we're glad that you felt cared for. We understand how challenging the market can...
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  • Encompass
    L
    Leah E
    Dallas, TX
    Posted on July 13th, 2026 02:57 AM
    You were incredibly responsive, took the time to educate my client every step of the way, and were always available to answer questions for her. My buyer felt informed, supported, and confident throughout the entire transaction. Thank you for...
    read more
    Reply from The Vaghela Team
    July 16th, 2026 03:02 PM
    Leah, I appreciate your kind words and am pleased to hear that your client felt informed and supported throughout the transaction. It's great to know that our responsiveness and dedication helped make the process smooth for both of you. Thank...
    read more
  • Encompass
    V
    Vincent D I
    Allen, TX
    Posted on July 7th, 2026 01:13 PM
    The communication, attention to detail and execution of the process was incredible. AV, Nikki and team did a great job of walking us through everything we needed in order to close within a very short timeframe. We've used them in the past and...
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    Reply from The Vaghela Team
    July 10th, 2026 01:13 PM
    Vincent, I appreciate your kind words about the communication and attention to detail provided by Av, Nikki, and the team. I'm glad they were able to guide you through the process efficiently and help you close within a short timeframe. Thank...
    read more
  • Encompass
    B
    Brooke P
    Rockwall, TX
    Posted on July 6th, 2026 02:04 PM
    The team was VERY responsive
    Reply from The Vaghela Team
    July 9th, 2026 02:05 PM
    Brooke, I'm happy to hear that you found the team to be very responsive. If there's anything more I can do for you, please let me know.
  • Encompass
    N
    Nicklaus P
    Rockwall, TX
    Posted on July 6th, 2026 12:19 AM
    The quick and effective communication
    Reply from The Vaghela Team
    July 9th, 2026 02:01 PM
    Nicklaus, I'm glad to hear that you appreciated our quick and effective communication. If there's anything else I can assist with, please let me know.
  • Encompass
    L
    Luam B
    Rockwall, TX
    Posted on June 25th, 2026 12:41 AM
    Highland residential mortgage company shines brightly with compassion and expertise, particularly through Nikki and Av, the extraordinary lenders who truly go above and beyond. Their unwavering dedication to clients is evident in their exceptional...
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    Reply from The Vaghela Team
    June 29th, 2026 05:07 PM
    Luam, I'm grateful for your heartfelt words and am truly pleased that Nikki and Av were able to support your family with such compassion and expertise. It's wonderful to hear that their dedication and communication made a significant impact...
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  • Encompass
    B
    Brad S
    Trophy Club, TX
    Posted on June 22nd, 2026 03:36 PM
    AV and Nikki were fantastic to work with! Extremely knowledgeable, responsive and accurate. I especially appreciated AV's willingness to hop on the phone anytime I had questions. This was a Great Experience and I would recommend tThe Vaghela...
    read more
    Reply from The Vaghela Team
    June 25th, 2026 03:37 PM
    Brad, I'm pleased to hear that you had a great experience working with AV and Nikki. It's wonderful to know that AV's responsiveness and willingness to address your questions stood out to you. Thank you for recommending The Vaghela Team, and...
    read more
  • Encompass
    A
    Asser M
    Rockwall, TX
    Posted on June 22nd, 2026 01:28 PM
    We are deeply thankful to Nikki, Av, and your exceptional team for your outstanding handling of our intricate case. Your team's unwavering commitment, expertise, and prompt communication far exceeded our expectations. Nikki's dedication to...
    read more
    Reply from The Vaghela Team
    June 25th, 2026 01:30 PM
    Asser, I appreciate your kind words and am grateful for your trust in us. It's wonderful to hear that Nikki, Av, and the team were able to exceed your expectations with their dedication and expertise. Thank you for recommending our services,...
    read more
  • 10 of 495
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Self Employed Solutions
    Bank Statement Loans
    Investor Solutions
    Debt Consolidation and Business Funding Loans
    FHA, VA, USDA Loans
    Down Payment Assistance
    Mortgage Lending
    Government Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Sr. Loan Officer & Team Lead
      Apr 1st, 2016 - Current
    Memberships
    • CCAR
    • SBC
    • Collin County Area Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    2008

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS ID# 220899. Authorizes to conduct business in Texas
    Achievements
    • 5 Year Texas Monthly Five Star Award Winner 11 years in a row
    • Voted D Best 8 years in a row
    • Voted Top Agent 2016 & 2017
    • View All
    Hobbies
    • Coaching
    • Baseball
    • collecting memoribilia
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.