Alycia Edmonds, XCO's Cover Image
Alycia Edmonds, XCO - Branch Manager / Senior Loan Officer | NMLS # 487507 in Mountlake Terrace, WA

Alycia Edmonds, XCO

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Branch Manager / Senior Loan Officer | NMLS # 4875...

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University of Washington
University of Washington
Alycia joined 1st Security Bank Home Lending early in 2013 and brings not only experience, but “top-of-the-class” training as well: The “XCO” (Xinnix Certified Originator) after her name represents graduation from the top mortgage academy i... Show More
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University of Washington
University of Washington
Overall Ratings
4.94
(539)
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Reviews from Web
  • 5.0
    Encompass
    K
    Kayla S
    Snohomish, WA
    Posted on July 19th, 2026 04:16 PM
    Alycia talked me through my concerns with incredible patience and care. She was incredibly responsive and even checked in on me after working hours during the beginning phases of my loan! Her care made me trust her and her team so much that...
    read more
    Reply from Alycia Edmonds, XCO
    July 20th, 2026 07:25 PM
    Awe, thanks so much Kayla! This means a ton. We loved working with you guys as well!
  • 5.0
    Encompass
    R
    Rich G
    Manson, WA
    Posted on July 9th, 2026 07:21 PM
    Thank you Alycia you're the best!
    Reply from Alycia Edmonds, XCO
    July 20th, 2026 07:26 PM
    You guys are awesome to work with, thank you as well!
  • 5.0
    Encompass
    A
    Abraham I
    Everett, WA
    Posted on July 4th, 2026 05:02 PM
    It was pleasure having business, management are awesome great people. Highly appreciated
    Reply from Alycia Edmonds, XCO
    July 20th, 2026 07:26 PM
    Abraham, I'm pleased to hear that you had a good experience and found our team to be awesome. Your kind words mean a lot to me, and I'm grateful for your appreciation.
  • 5.0
    Encompass
    A
    Alyssa M M B
    Seattle, WA
    Posted on July 2nd, 2026 02:26 PM
    Alycia and Regan worked with expertise, kindness, and clarity as they guided me through the refi process. They went above and beyond to meet deadlines. I feel incredibly grateful to have had the support they gave me as a navigated something...
    read more
    Reply from Alycia Edmonds, XCO
    July 20th, 2026 07:24 PM
    Thank you so much, Alyssa! Great working with you as well!
  • 5.0
    Encompass
    L
    Lindsey L F
    Snohomish, WA
    Posted on July 2nd, 2026 05:29 AM
    Prompt response time and kind interactions.
  • 5.0
    Encompass
    D
    Dylan R H
    Bothell, WA
    Posted on June 18th, 2026 02:07 AM
    Alycia and the Edmonds team were professional, timely, and supportive throughout the entire loan process. I felt that they are knowledgeable on the subject and did their best to present me with options that were right for my situation.
    Reply from Alycia Edmonds, XCO
    July 20th, 2026 07:24 PM
    Thank you so much, Dylan! It was great working with you guys as well.
  • 5.0
    Encompass
    S
    Sam C
    Edmonds, WA
    Posted on June 16th, 2026 06:26 PM
    Only hiccup was around the notary signing . timing/scheduling requirements were not made clear and the communication with the notary was same day in the afternoon (glad we were able to change our evening plans to accommodate)
    read more
  • 5.0
    Encompass
    A
    Alemayehu G
    Shoreline, WA
    Posted on June 2nd, 2026 02:04 AM
    It was great to work with Alycia, fast response and patiently explain questions and concerns.
    Reply from Alycia Edmonds, XCO
    July 20th, 2026 07:20 PM
    Thank you so much Alem! Great working with you both as well!
  • 5.0
    Encompass
    C
    Chhajikuong T
    Everett, WA
    Posted on May 22nd, 2026 11:13 PM
    Excellent service overall.
    Reply from Alycia Edmonds, XCO
    July 20th, 2026 07:19 PM
    Thank you! Great working with you!
  • 4.83
    Encompass
    T
    Tanvir S M
    Everett, WA
    Posted on May 13th, 2026 03:03 PM
    Organized, responsive and productive.
    Reply from Alycia Edmonds, XCO
    May 13th, 2026 03:33 PM
    Tanvir, I appreciate your recognition of my organization and responsiveness. It was great to work with you and contribute to a productive experience. Thank you for choosing 1st Security Bank Home Lending! I look forward to helping you again...
    read more
  • 10 of 539
    About
    Alycia joined 1st Security Bank Home Lending early in 2013 and brings not only experience, but “top-of-the-class” training as well: The “XCO” (Xinnix Certified Originator) after her name represents graduation from the top mortgage academy in the country and is shared by only one-half of one percent of loan officers nationally. This elite certificate required completion 90 classes, 400 hours of training and passing a rigorous four-hour exam. Alycia earned her Bachelor’s Degree in Business Administration from the University of Washington. She entered the home lending business in 2005. She enjoys the problem solving involved in finding the right loan program for her clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    FHA Loan
    Jumbo Loan
    Portfolio Loan
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    Education
    • University of Washington
      Business Management
      Bachelor of Business Administration (BBA)
      University of Washington logo
    Positions
    • 1st Security Bank of Washington - Senior Loan Officer
      Mar 1st, 2013 - Current
    Memberships
    • NMLS
    • 1st Security Bank Chairman’s Club
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 487507
    Achievements
    • Xinnix Certified Originator (XCO)
    • 1st Security Bank Chairman's Club
    Hobbies
    • Boating, especially on Lake Chelan
    • Spending time with my husband and two sons.
    • Planning trips to explore new places with my family.
    • View All
    Disclaimer
    No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.