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Alycia Edmonds, XCO - Branch Manager / Senior Loan Officer | NMLS # 487507 in Mountlake Terrace, WA

Alycia Edmonds, XCO

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Branch Manager / Senior Loan Officer | NMLS # 4875...

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University of Washington
University of Washington
Alycia joined 1st Security Bank Home Lending early in 2013 and brings not only experience, but “top-of-the-class” training as well: The “XCO” (Xinnix Certified Originator) after her name represents graduation from the top mortgage academy i...... Show More
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University of Washington
University of Washington
Overall Ratings
4.94
(530)
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Reviews from Web
  • 4.83
    Encompass
    T
    Tanvir S M
    Everett, WA
    Posted on May 13th, 2026 03:03 PM
    Organized, responsive and productive.
    Reply from Alycia Edmonds, XCO
    May 13th, 2026 03:33 PM
    Tanvir, I appreciate your recognition of my organization and responsiveness. It was great to work with you and contribute to a productive experience. Thank you for choosing 1st Security Bank Home Lending! I look forward to helping you again...
    read more
  • 5.0
    Encompass
    L
    Lauren G N
    Woodinville, WA
    Posted on May 10th, 2026 04:10 PM
    Alycia and her team was very easy to work with and had great communication . they made the whole process so much easier and would highly recommend them
    Reply from Alycia Edmonds, XCO
    May 13th, 2026 03:33 PM
    Lauren, I'm grateful to hear that you found working with my team and me easy and that our communication was helpful. I'm so glad we could make the process easier for you, and I truly appreciate your recommendation. Thank you for choosing us...
    read more
  • 4.83
    Encompass
    J
    Joseph M
    Lynnwood, WA
    Posted on May 1st, 2026 04:26 PM
    The team was very responsive and helpful. They were also active in helping me find the best rate available to them for my situation. Thank you!
    Reply from Alycia Edmonds, XCO
    May 13th, 2026 03:34 PM
    Joseph, I'm glad to hear that you found our team responsive and helpful! It's great that we could assist you in finding a rate that suited your needs. Thank you for your kind words and for trusting us with your home lending needs!
  • 5.0
    Encompass
    L
    Lance D U
    Burlington, WA
    Posted on April 23rd, 2026 03:42 PM
    This was a complex loan and Alycia did an exceptional job with it. She was in constant communication and we never had any surprises. I would strongly recommend her to anyone.
    Reply from Alycia Edmonds, XCO
    May 13th, 2026 03:35 PM
    So glad we got to work together! I can’t wait to see the remodel pics!
  • 5.0
    Encompass
    V
    Vanessa L U
    Burlington, WA
    Posted on April 23rd, 2026 03:34 PM
    We appreciated all of the clear communication with every step. It made it such a smooth process! Thank you!
    Reply from Alycia Edmonds, XCO
    May 13th, 2026 03:36 PM
    You were on top every step and were a dream to work with! Can’t wait to see your pictures!
  • 5.0
    Encompass
    G
    Gerald B
    Edmonds, WA
    Posted on April 14th, 2026 09:37 PM
    Thank you for your patience and for supporting us from start to finish. It has been a wonderful journey working with you and your team, everyone has been incredibly responsive and attentive to our needs. As first-time homebuyers, we were unfamiliar...
    read more
    Reply from Alycia Edmonds, XCO
    April 14th, 2026 10:08 PM
    Thank you so much, Gerald! We appreciate your kind words so much, and look forward to being your lender for life!
  • 5.0
    Encompass
    K
    Karmela T
    Edmonds, WA
    Posted on April 14th, 2026 03:06 PM
    From start to finish, everything was organized, efficient and clear. Communication was very prompt and Alycia and her staff were accommodating with our concerns, requests and questions. Thank you bvery much! Highly recommended.
    read more
    Reply from Alycia Edmonds, XCO
    April 14th, 2026 04:41 PM
    Thank you so very much for your kind words, Karmela! We are so happy you were satisfied with our service, and we hope you love your new home!
  • 4.83
    Encompass
    L
    Lomas S
    Edmonds, WA
    Posted on April 7th, 2026 08:05 PM
    The entire team was super responsive and helpful throughout the process!
    Reply from Alycia Edmonds, XCO
    April 14th, 2026 04:42 PM
    Thank you so much, Lomas! We are grateful to have worked with you!
  • 5.0
    Encompass
    A
    Allen F J
    Brier, WA
    Posted on March 31st, 2026 07:41 PM
    Alycia and team are full of knowledge, easily accessible and always ready to help. Thanks for another great transaction.
    Reply from Alycia Edmonds, XCO
    April 14th, 2026 04:43 PM
    You're the best! Thanks Allen!
  • 5.0
    Encompass
    R
    Ronald E S
    Snohomish, WA
    Posted on March 24th, 2026 03:12 PM
    Everything that I thought would be painful was super simple. What very little questions I did have, Alycia answered quickly and made the whole process a breeze. Thanks!
    Reply from Alycia Edmonds, XCO
    April 14th, 2026 04:43 PM
    I'm glad to hear that the process was simple for you, Ronald. It was my pleasure to assist and make things easier for you. Thank you for your kind words!
  • 10 of 530
    About
    Alycia joined 1st Security Bank Home Lending early in 2013 and brings not only experience, but “top-of-the-class” training as well: The “XCO” (Xinnix Certified Originator) after her name represents graduation from the top mortgage academy in the country and is shared by only one-half of one percent of loan officers nationally. This elite certificate required completion 90 classes, 400 hours of training and passing a rigorous four-hour exam. Alycia earned her Bachelor’s Degree in Business Administration from the University of Washington. She entered the home lending business in 2005. She enjoys the problem solving involved in finding the right loan program for her clients.
    Specialities
    Conventional Loan
    VA Loan
    FHA Loan
    Jumbo Loan
    Portfolio Loan
    369
    /850
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    Education
    • University of Washington
      Business Management
      Bachelor of Business Administration (BBA)
      logo photo
    Positions
    • 1st Security Bank of Washington - Senior Loan Officer
      Mar 1st, 2013 - Current
    Memberships
    • NMLS
    • 1st Security Bank Chairman’s Club
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 487507
    Achievements
    • Xinnix Certified Originator (XCO)
    • 1st Security Bank Chairman's Club
    Hobbies
    • Boating, especially on Lake Chelan
    • Spending time with my husband and two sons.
    • Planning trips to explore new places with my family.
    • View All
    Disclaimer
    No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.