Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
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    Nijahfields
    Dundalk, MD
    Posted on July 27th, 2019 12:00 AM
    Ms. Harkowa is the best. Her customer service is superior! She goes above and beyond to ensure you are happy. She is down to earth and easy to talk to. She makes buying a home fun and easy!
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    Jenna W
    Baltimore, MD
    Posted on July 24th, 2019 12:00 AM
    There are so many good things I can say about Alicia. She was recommended to us by a friend, and we were a little weary of the loan process and what we would qualify for. With the first contact we had with Alicia, we felt 100% better about...
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  • Zillow
    B
    Brittany C
    Parkville, MD
    Posted on April 18th, 2019 12:00 AM
    Alicia communicated so well with me. Explained the process thoroughly for me, as a first time home buyer - I had SO many questions. She was patient, and prompt. Truly a pleasure to have her as my lender!
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    Juli M
    Posted on March 1st, 2019 03:35 PM
    On top of things and responds! She gets things done and goes above and beyond!!!
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    Zuser201712200947271
    Glen Burnie, MD
    Posted on January 24th, 2019 12:00 AM
    Alicia was very friendly, knowledgeable, and helped us with any and every question we had. was definitely a pleasure throughout our entire process. would absolutely recommend
  • Zillow
    K
    Kayla B
    Sudlersville, MD
    Posted on November 8th, 2018 12:00 AM
    Alicia and her team made us feel top priority consistently throughout the entire process. Any questions we had we were able to contact her directly and get immediate responses as she made herself available at all hours. With communications...
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  • Zillow
    S
    Samanthanicole34
    Stevensville, MD
    Posted on August 13th, 2018 12:00 AM
    Alicia was amazing to work with - I really loved her professionalism and her friendly, "Lets get it done" attitude. I trusted her and she made it happen! Not to mention, this all happened within 30 days!! I really had a Dream Team on my side....
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    Josh A
    Ridgely, MD
    Posted on May 11th, 2018 12:00 AM
    Alicia was great. She walked us through the process step by step, responded to any and all questions we had almost immediately and kept us in the loop of the progress the entire time. She has great attitude towards customer service and is very...
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  • Zillow
    A
    Aprilhamel13
    Sykesville, MD
    Posted on May 8th, 2018 12:00 AM
    She was very knowledged and helpful throughout the process. She made the process very easy and I felt comfortable to call her with any questions or concerns.
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    Brittany H
    Posted on September 21st, 2017 03:02 AM
    Great person to work with and is always in top of things to get the best deal for you would recommend her to everybody
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    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
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    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.