Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

Main Street Home Loans
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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(443) 250-5489
Severna Park, MD
https://mainstreethomeloans.com/loanoriginator/alicia-harkowa/
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
    J
    Jridgely5
    Westminster, MD
    Posted on October 14th, 2020 12:00 AM
    Thank you for doing such a terrific job in helping with my mortgage. You got me a excellent interest rate. I will definitely recommend your services to anyone looking for a mortgage. The whole process went very smoothly. Thanks again for everything...
    read more
  • Zillow
    C
    Chandamorgan
    Crofton, MD
    Posted on October 11th, 2020 12:00 AM
    Alicia was listed as one of the preferred lenders by my builder. After our first conversation, I knew Alicia would be the person I wanted to work with. She provided me with various loan options which would work best for me. Alicia was always...
    read more
  • Zillow
    O
    Okan A
    Catonsville, MD
    Posted on October 2nd, 2020 12:00 AM
    Everybody complains about how stressful their house buying experience were, however our experience was completely opposite. Everything was incredibly smooth and painless. Alicia and Kelly were on top of all the dates, all the documents, and...
    read more
  • facebook
    K
    Kim L
    Posted on September 22nd, 2020 10:22 PM
    Professional and courteous. Went above and beyond to help secure not only a home loan, but a grant as well. Highly recommend. Thank you!!
  • Zillow
    C
    Chelsea D
    Federalsburg, MD
    Posted on September 13th, 2020 12:00 AM
    I’m a first home buyer , she made the process easy and was available when ever I needed her . I highly would recommend working with her . She definitely went out of her way to make sure we got the best deal .
  • Zillow
    J
    Johnreckard78
    Baltimore, MD
    Posted on September 12th, 2020 12:00 AM
    Alicia was great to work with! I had 1 million questions through the entire process in which Alicia took her time to ensure all of them were answered. She did everything possible to ensure all of my settlement documents were completed on time....
    read more
  • Zillow
    Y
    Yarnsrj9
    Bel Air, MD
    Posted on September 5th, 2020 12:00 AM
    I've been out of the home buying market for quite some time and purchasing again all these years later was an ordeal.However, from the financial aspect, Ms Harkowa was a gem. She was available to take my calls and texts, and address my concerns...
    read more
  • Zillow
    A
    Armando V
    Severn, MD
    Posted on August 25th, 2020 12:00 AM
    Alicia and Kelly were fantastic throughout my home purchasing process. They explained in detail my requirements, answred all my questions, beat navy federal (my original lender) fees by a long shot, and were fast. I mean really fast. When i...
    read more
  • Zillow
    D
    Dduane1002
    Randallstown, MD
    Posted on August 1st, 2020 12:00 AM
    Thank you so much for everything. It has been a pleasure to work with you. You are always on the ball filling me in the process every step of the way. I also appreciated you answering numerous questions at any time. I couldn't be happier with...
    read more
  • Zillow
    K
    Kristen P
    Pasadena, MD
    Posted on July 19th, 2020 12:00 AM
    Alicia was very helpful and always available! It was great working with such a great loan officer! Thank you for everything you did for keenan and myself! We appreciate everything!
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    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
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    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
      • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.