Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

Main Street Home Loans
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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(443) 250-5489
Severna Park, MD
https://mainstreethomeloans.com/loanoriginator/alicia-harkowa/
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
    Z
    Zachary S
    Rockville, MD
    Posted on April 19th, 2020 12:00 AM
    Alicia is a machine. Throughout the entire process of securing a new home for myself, she was available every step of the way. She and her team members provided every opportunity for me to learn throughout the home-buying process. Even when...
    read more
  • Zillow
    Z
    Zuser201809220627177
    Baltimore, MD
    Posted on January 21st, 2020 12:00 AM
    My wife and myself were referred to Alicia by our realtor. As first time home buyers the whole process was simple and paperwork was convenient. Will do business again!
  • Zillow
    K
    Kristin S
    Halethorpe, MD
    Posted on January 10th, 2020 12:00 AM
    When we first started looking for a home, we talked to a broker who saw some credit discrepancies and basically told us to stop and wait. Alicia instead went above and beyond giving us info and helping us to resolve errors and get our credit...
    read more
  • Zillow
    J
    Jackie M
    Church Hill, MD
    Posted on October 1st, 2019 12:00 AM
    By far the best mortgage application process ever. Within the same home purchase we had to start completely over with the mortgage application process and Alicia and her team made it more than enjoyable. She not only came in on labor day to...
    read more
  • Zillow
    E
    Erin A
    Denton, MD
    Posted on August 12th, 2019 12:00 AM
    Alicia is everything you want and need in a lender! From the very start, Alicia guided us through the process of purchasing a home and was always available whenever we needed her. Working way more than a typical day, Alicia worked diligently...
    read more
  • Zillow
    S
    Steven H
    Rock Hall, MD
    Posted on August 8th, 2019 12:00 AM
    Alicia was incredible! She helped us every step of the way! I am fthb and she made sure I understood everything! Our transaction was smooth and quick!
  • Zillow
    A
    Arrayofsales
    Bridgeville, DE
    Posted on August 5th, 2019 12:00 AM
    Alicia went over and beyond!! Returns phone calls and emails in a timely fashion (same day), on top of paperwork and forms, very knowledgeable. Alicia will tell you want you need to do with your credit to get you the best rate. Alicia has a...
    read more
  • Zillow
    A
    Amellis47
    Ridgely, MD
    Posted on July 30th, 2019 12:00 AM
    As a first time home buyer I was very intimidated by the whole process initially, however after I began working with Alicia she educated me about all of my options for financing including the best matched for me, and helped me gain the confidence...
    read more
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    William B
    Lusby, MD
    Posted on July 28th, 2019 12:00 AM
    Very helpful help me and my family get into our first home and I believe she the BEST Asked did we have question Worked around our schedule If i have anyone moving i will definitely recommend Alicia
  • Zillow
    S
    Simmol7
    Baltimore, MD
    Posted on July 28th, 2019 12:00 AM
    I would without a doubt recommend Alicia. She was absolutely wonderful,professional, reliable,patient, knowledgeable & very understanding knowing how frustrating buying home can be. Alicia always return my call when I had questions in a timely...
    read more
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    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
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    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
      • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.