Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Thank you for all you do. I appreciate your patience, understanding, and professionalism in helping me with my loan needs. You and your team has made this process seamless.
Alicia was professional, friendly and helpful through the whole process. She was very quick to respond to emails. We got guidance on how to quickly improve our credit score. We ended up with a great rate and are saving lots of money every month!...
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Alicia continues to amaze with with her knowledge and attention to every little detail. She has been and will remain my go to lender for all my real estate purchases. She is truly a rock star!!!
Alicia and Kelly were wonderful to work with! They helped us refinance our home and fully responded to all of our questions in a timely manner. Their professionalism and knowledge makes them a great team and I would recommend them to anyone...
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I truly would like to thank Alicia Harkowa for jumping in and saving our loan at the last minute. Alicia is always going beyond the call of duty to insure our first time homeowner has a seamless transaction. I made the call to Alicia on 11/25...
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My experience was great , Alicia made sure I had everything I needed in order to get my house in such a tremendous time and I can’t do nothing but thank her for hard work.
From Day 1 Alicia and her team were high level professionals. She was so detailed in answering all my questions and enlightened me with the process. She was very efficient in communicating with me and my Realtor and was so accommodating dealing...
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Alicia was my lender for the purchase of my first home. I just recently closed on November 4th. She was amazing she was available to answer any all questions that I had as a first time homebuyer. She worked with me to figure out a small blemish...
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This was my first time buying a house and I had so many questions. Alicia was very very helpful throughout the whole process! The numerous phone calls, texts any time of the day she always helped me. She took her time and explained the whole...
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I couldn't have asked for a more thorough loan officer! Alicia and Kelly are the "Dynamic Duo" - Literally answering all of my questions any time of the day or night. I wasn't the easiest customer, and they walked me through the entire process....
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Reply from Kelly Weller
November 9th, 2020 11:48 PM
Thank you so much David!!! We are so glad we got the job done for you 🥰
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
