Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
We had a few issues to close and Alicia and the team worked so hard to get everything done for us and always kept us updated on everything. I would absolutely recommend them to anyone!
Nice, reliable, responsible, hard worker, awesome to work with. She’s been super on time with everything, super fast at returning phone calls/text later and emails.
Alicia and her team walked me throw the process with no issues or surprises. I had heard of all types of nightmares for others, but nothing. I was shocked on how easy it was and with a really good rate.
Alicia has help my wife and I two times. First with the initial purchase of our home in 2018 and most recently with a refinance on the same property. She goes above and beyond in the service that she provides and the stress out of the mortgage...
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Alicia made the process of getting a loan for my new home effortless. She was very respectful and courteous. She and her team even went so far as to help me get my VA certificate of eligibility so that I could qualify for a VA loan. The purchase...
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If you are in the dark and want truthful answers, Alicia is no holds barred. Straight and to the point. Evening, morning, always answer a text or email. Even if by next day. You're not forgotten in the mix. Very professional establishment....
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Reply from Alicia Harkowa, Main Street Home Lo...
April 29th, 2021 03:07 PM
Thank you!♥️
Alicia is a pro at what she does , she made my home buying process so easy as a First time home buyer.It is a pleasure to recommend Alicia and the team that works with her , very thorough and informative everything was clear and concise.Thank...
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Alicia gets the job done and she does it with expertise. She was very helpful during my home search. No matter what time of day it was, she was ready and available to run the numbers and send over a pre approval letter. Finding my house was...
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Alicia is very professional and very informative. She made our new home experience so pleasant. Her communication and knowledge as a Loan Officer, her compassion in helping clients. She been the best Loan Officer i ever encountered this process...
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I had a great experience working with Alicia and her team while finding a house to buy. She was there for me the entire time, it took over 7 months to find a house so I really appreciated all of the information she gave me along the way. I...
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
