Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
From the very first conversation, I felt number one priority, very professional and so helpful with every step of the way through this very important time in my journey to purchasing my first home . I will recommend over and over again. The...
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excellent service, everyone work with you and there very quick on responding to question, they break any question down for u to understand. and the people are very nice
Alicia Harkowa was an amazing Loan Officer. She is professional, knowledgable, and efficient. Alicia assisted with he purchase of my 3rd home and was able to get the loan closed in record time after I had major issues with another lender. I...
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Alicia and her team were very good with communication and kept me well informed throughout the whole lending process. I had many questions and clarification and I am glad that I could communicate that with Alicia and her team and get prompt...
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Alicia's team was efficient and professional. They responded quickly to all my inquiries, and linked me with some very useful courses that gave me a better understanding of the process of home purchasing a home.
First time building a home and in the middle of a pandemic. Alicia and her team were always available to answer questions and the communication was clear throughout the entire process.
If you are considering purchasing a home Alicia H. is great to work with. This was my first time purchasing a home and she was able to provide answers to all my questions. I was always able to get assistance from her team even when she was...
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She is knowledgeable, very professional, accessible, and is very good at giving you answers to your questions in a timely manner. I would definitely recommend her to anyone.
I am a first time home buyer. I wasn’t going to be one because I didn’t want to have to deal with a hostile sellers market. I had seen houses go under contract and then back on the market 2 weeks later. And the caption always said, “BUYERS...
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Alicia Harkowa is intentional and detailed in all her dealings. Pays a lot of attention to my needs and very helpful every step of the way. She creates time out of her busy schedule to attend to my needs.
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
