Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Alicia & her team at Southern Trust Mortgage did a wonderful job from start to finish. They provided concise information, were available continuously and helped me with any obstacles throughout the process.
She was great would recommend was very helpful throughout the whole process made everything go very smoothly and made it very simple for me as a first Tim homebuyer I would recommend her and her team I could not have done it without them and...
read more
She answered all my questions right away no matter how dumb they were. She had everything ready quickly and in an organized email with easy steps that I had no issues following.
Alicia was great, this was a long process but it was worth the wait. She worked with me every step of the way. From not making enough to purchase to making enough. She kept me updated with any information and explained to me the process and...
read more
I switched my lender to southern trust mortgage while i was already under contract for a home. My previous lender was unable to get me approved for the loan because of my credit. I did what was asked of me to improve my credit but he did not...
read more
Work very hard to help me buy my forever home her and her team are the best they answer ever question i had and made me very comfortable with my loan
Alicia was great to work with and helped the process be easy. She was quick to return your call or email if you had any questions. I highly recommend her.
Alicia Harkowa was amazing to work with! Not only was she pleasant, but she was very knowledgeable and almost always available to answer any questions I had! She informed us of every step in the process and kept us up to date with whatever...
read more
Not sure if it was Covid but this process was totally confusing and pushy especially over electronic devices. We were only given pushy statements to sign paperwork that were time sensitive without information about the paperwork or the process....
read more
Reply from Owner
September 15th, 2021 12:00 AM
I am sorry the client felt this way, An extensive Zoom call was done to go over the process, allowing client to ask any questions, and several follow up calls were also done. We are available 24/7. The buyer got EMD fully refunded at closing...
read more
I was extremely happy with her she let me know about things that I didn’t know I would recommend her to anyone if your looking for a house I recommend you to look her up
401–410 of 481
About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
View All
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
