Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
    C
    Chaffmanlynn
    Posted on November 18th, 2021 03:22 PM
    Very helpful and efficient, kind and willing to answer all questions and makes things easy to understand. Always professional and answered in a timely manner even on off hours!
  • Zillow
    C
    Chaffmanlynn
    Mount Airy, MD
    Posted on November 18th, 2021 12:00 AM
    Very helpful and efficient, kind and willing to answer all questions and makes things easy to understand. Always professional and answered in a timely manner even on off hours!
  • Zillow
    M
    Marco O
    Posted on November 11th, 2021 04:08 PM
    Alicia and her team are excellent and a pleasure to work with. Throughout the home buying process they were always available, knowledgeable, and helpful in answering questions. I highly recommend and Alicia and her team.
  • Zillow
    M
    Marco O
    Baltimore, MD
    Posted on November 11th, 2021 12:00 AM
    Alicia and her team are excellent and a pleasure to work with. Throughout the home buying process they were always available, knowledgeable, and helpful in answering questions. I highly recommend and Alicia and her team.
  • Zillow
    Z
    Zuser201502191818108
    Baltimore, MD
    Posted on November 11th, 2021 12:00 AM
    Alicia is very friendly and knowledgeable about the home buying process. When I asked questions she answered to the best of her knowledge. I recommended Alicia to a few of my friends and family, I look forward to working with her in the future....
    read more
  • Zillow
    S
    Susanknight951
    Posted on November 10th, 2021 02:36 AM
    I had the pleasure of working with Alicia and her team on the purchase of my new home. My experience with them was everything I could hope for in this next stepof my life. The team was professional and very knowledgeable in this process and...
    read more
  • Zillow
    S
    Susanknight951
    Baltimore, MD
    Posted on November 9th, 2021 12:00 AM
    I had the pleasure of working with Alicia and her team on the purchase of my new home. My experience with them was everything I could hope for in this next stepof my life. The team was professional and very knowledgeable in this process and...
    read more
  • Zillow
    Z
    Zuser201504160935270
    Halethorpe, MD
    Posted on November 2nd, 2021 12:00 AM
    Alicia and her team were so quick in responses to questions and the turnaround of vital paperwork. Every part of the mortgage process was laid out in very user friendly way in a step by step process. So easy to work with! Highly recommend.
  • Zillow
    T
    T.C. C
    Ellicott City, MD
    Posted on October 25th, 2021 12:00 AM
    Alicia Harkowa and her team were absolutely amazing throughout the loan application process. They provided detailed information on what to do (and not do), responded promptly to questions, and were early or on time every step of the way.I couldn’t...
    read more
  • Zillow
    M
    Mitiya W
    Abingdon, MD
    Posted on October 18th, 2021 12:00 AM
    Alicia and her professional team get things done and ready to take on any task and very helpful with answering questions. I felt extremely comfortable working with Alicia, Kelly and Moni.
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    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
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    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.