Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
The communication was on point, keeping me updated every step of the way on the progress especially with the videos. The support Team was also 👏
Everyone worked as a team to accomplish the goal. Made my fiancée and I experience amazing. I greatly appreciate each and every one of them!
Alicia is absolutely amazing. I was working with another loan officer before Alicia and it was horrible. I was working on my credit for a year going with my loan managers advice and had no progress. I thought I was never going to be pre-approved...
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The process was amazing
Everything was explained and easy to understand kept communication with us 100%
Alicia and her team is great. She’s an awesome individual, very professional, and have A1 customer service. Alicia is very knowledgeable and extremely helpful in every step of the home buying process.
Alicia and her team is great. She’s an awesome individual, very professional, and have A1 customer service. Alicia is very knowledgeable and extremely helpful in every step of the home buying process.
Working with Alicia and Kelly was wonderful! I had so many questions as this was my first time purchasing a home and they graciously supported me through it all. I highly recommend reaching out, they worked round the clock to help me with any...
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Working with Alicia and Kelly was wonderful! I had so many questions as this was my first time purchasing a home and they graciously supported me through it all. I highly recommend reaching out, they worked round the clock to help me with any...
read more
Great communication, whenever I had a questions, Alicia and Kelly were on top of it! Easy to work with, would highly recommend them for future clients
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
