Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

Main Street Home Loans
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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(443) 250-5489
Severna Park, MD
https://mainstreethomeloans.com/loanoriginator/alicia-harkowa/
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    H
    Han S K
    Halethorpe, MD
    Posted on May 2nd, 2022 10:21 PM
    Alicia went out of her way to help us get a new home
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    K
    Karen R B
    Reisterstown, MD
    Posted on April 19th, 2022 07:43 PM
    every person I encountered made the process truly easy. Everyone was very professional, patient, understandable and always willing to help.
  • Encompass
    E
    Emily M S
    Baltimore, MD
    Posted on March 29th, 2022 02:35 AM
    Great communication, timely responses (even on weekends!) and they got in touch with me multiple times a week to update me on the status of my loan.
  • Encompass
    K
    Karen E
    Owings Mills, MD
    Posted on March 23rd, 2022 08:58 PM
    We were already attached with another lender for this loan, the lender continued to be unresponsive to phone calls and kept trying to push our settlement date back which really could have jeopardized our purchase. Our realtor suggested switching...
    read more
  • Encompass
    T
    Thomas K C
    Hurlock, MD
    Posted on March 15th, 2022 02:07 AM
    At the recommendation of a friend, I reached out to Alicia and her team and I couldn’t be happier with how it all turned out!From start to finish, Alicia and her awesome team (especially Kelly) walked us through the home buying process in a...
    read more
  • Zillow
    T
    Thomas C
    Posted on March 15th, 2022 02:04 AM
    At the recommendation of a friend, I reached out to Alicia and her team and I couldn’t be happier with how it all turned out!From start to finish, Alicia and her awesome team (especially Kelly) walked us through the home buying process in a...
    read more
  • Zillow
    T
    Thomas C
    Hurlock, MD
    Posted on March 14th, 2022 12:00 AM
    At the recommendation of a friend, I reached out to Alicia and her team and I couldn’t be happier with how it all turned out!From start to finish, Alicia and her awesome team (especially Kelly) walked us through the home buying process in a...
    read more
  • Encompass
    W
    William D S
    Saint Michaels, MD
    Posted on February 28th, 2022 02:07 PM
    The entire team made this difficult and stressful process very transparent and easy for my fiancé and I. Thank you
  • Encompass
    I
    Irina I
    Odenton, MD
    Posted on February 25th, 2022 02:58 PM
    She's very willing to help. We've worked with multiple individuals during this process and Alicia was the only one always willing to answer questions, no matter how many or how silly they were. She was available which made me feel safe about...
    read more
  • Encompass
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    Timothy R C
    Baltimore, MD
    Posted on February 19th, 2022 03:37 PM
    She was always available and quick with her responses. Also she had a great team on her side too. Alicia was able to get me the best deal possible as far as on my closing costs. I saved alot of money which was a really big help. This is my...
    read more
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    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
      • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.