Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

Main Street Home Loans
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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(443) 250-5489
Severna Park, MD
https://mainstreethomeloans.com/loanoriginator/alicia-harkowa/
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    E
    Edward J B
    Westminster, MD
    Posted on July 9th, 2022 03:49 PM
    Alicia always was available when we need to speak with her. She had patience and understanding to address our concerns. The entire PRMI crew was outstanding!
  • Encompass
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    Nancy L B
    Westminster, MD
    Posted on July 8th, 2022 01:43 PM
    As I progressed with the loan process, I felt I could trust her. The only reason my husband & I were able to buy a new home was because of money my father left me. It represented years of him working, struggling financially, and finally earning...
    read more
  • Zillow
    W
    William
    Posted on July 2nd, 2022 01:54 PM
    We were referred to Alicia by our realtor when we were looking to buy a home. Alicia and Kelly (along with their entire team) were very helpful during a very tumultuous market. They were in constant contact with us and we’re responsive to any/all...
    read more
  • Zillow
    W
    William
    Philadelphia, PA
    Posted on July 2nd, 2022 12:00 AM
    We were referred to Alicia by our realtor when we were looking to buy a home. Alicia and Kelly (along with their entire team) were very helpful during a very tumultuous market. They were in constant contact with us and we’re responsive to any/all...
    read more
  • Encompass
    W
    William S H
    Elkridge, MD
    Posted on June 25th, 2022 05:34 PM
    We appreciated how simple and straight forward everything was along with the video emails at key milestones. Alicia, and her team, were accessible and accommodating the entire time to ensure we were able to close.
  • Encompass
    C
    Catherine J S
    Pasadena, MD
    Posted on June 21st, 2022 03:15 PM
    Alicia, Kelly, and the rest of the team were awesome! They made the process extremely easy and were always available if I had any questions. Being a first time home buyer can be extremely overwhelming, but Alicia and her team made the process...
    read more
  • Encompass
    F
    Fayola M
    Severn, MD
    Posted on June 19th, 2022 04:37 PM
    We had a great experience with Alicia. A true professional who's hard work and dedication, drives results. Knowledgeable at her profession made purchasing our first home an easy process. Going forward we plan on using Alicia again in the near...
    read more
  • Encompass
    J
    Jeriah R N
    White Plains, MD
    Posted on June 14th, 2022 01:04 AM
    Alicia is very dedicated and great at answering all of my many many questions. She is very friendly and has a quick response time. She definitely made the process easy for us! We couldn’t have done it without her! She deserves a raise! Thanks...
    read more
  • Encompass
    A
    Alicia L S
    Bowie, MD
    Posted on June 10th, 2022 04:19 PM
    Alicia was a and her team was always available. They patiently explained/answered any concerns or questions we might of had. Explained step by step what was happening in the loan process.
  • Encompass
    K
    Kenneth R
    Hanover, MD
    Posted on June 5th, 2022 02:49 PM
    Don't rip clients off. Rates and rate charge fees are excessive with PRMI. Only after haggling and using a national lenders quote was PRMI willing to reduce its charge for rate chosen by ~$6k and the rate itself by about 0.75%. The only reason...
    read more
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    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
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    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
      • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.