Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Super informative and responsive. Had me ready to close in a week! Go you!
Alicia was very professional and anytime all to speak with her shevwas available to take my call. I was also impressed with how quickly the closing was. I've purchased several homes in my life and 16 days to close was very impressive. I would...
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There was no guessing to what was required on my part; everything was explained to me in full the first time.
Awesome to work with
She was available day or night to answer all of my questions (and I had a lot)! She made the process very easy and her team was awesome!
Alicia and the team were always willing to answer any crazy questions we came up with, were so helpful, and made this process easy!
Alicia was informative, proactive, organized, enthusiastic and a total pleasure to work with from start to finish! We're very glad we chose her!
We were able to close less than 2 months, very fast process. Very happy we selected to work with you guys, thank you so much for everything.
Alicia as a welcoming personality, very knowledgeable, answered all questions (even if you think it's a crazy question), response in a timely manner. Alicia and her team is awesome, she get's it done!!!!!!!!
Kelly Weller was amazing to work with! She answered all my questions right away. I never had to wait. Her and the rest of the team made the process so smooth. I will highly recommend the Harkowa Team to everyone I know that is looking to buy...
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
