Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Ashleigh W
    Owings Mills, MD
    Posted on December 9th, 2022 02:08 PM
    Informative, patient and available
  • Encompass
    K
    Kedrick K
    Silver Spring, MD
    Posted on December 6th, 2022 02:07 PM
    Alicia & Kelly are great! Nothing I love more than a lender that communicates and closes on time!!!
  • Encompass
    R
    Ryan A A R
    Cambridge, MD
    Posted on November 22nd, 2022 08:46 PM
    Very Responsive and helped explain things clearly.
  • Encompass
    G
    Gary M
    Cambridge, MD
    Posted on November 22nd, 2022 04:23 PM
    Thanks for all you do !!!
  • Encompass
    A
    Alexandra N J
    Lutherville Timonium, MD
    Posted on November 16th, 2022 01:41 PM
    She was readily available and very helpful throughout the process.
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    D
    Diane M
    Lutherville Timonium, MD
    Posted on November 16th, 2022 01:07 PM
    As usual OUTSTANDING service, communication and ease working with Alicia’s team!
  • Encompass
    D
    Danielle D H
    Baltimore, MD
    Posted on October 13th, 2022 05:31 PM
    Alicia was very caring and showed me she cared. I am very satisfied with her service. I would recommend her anytime. She did everything in her power to make me feel comfortable through this process. I appreciate her!
  • Encompass
    A
    Andrei N R
    Halethrope, MD
    Posted on October 7th, 2022 03:03 PM
    kept us in the loop about why the timeline kept needing to be changed, very thourough and easy to make contact with at all times. thanks, alicia!
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    Tyisha H
    Baltimore, MD
    Posted on September 12th, 2022 07:31 PM
    Alicia is extremely helpful and pleasant. Really made my 1st time home buying experience a breeze.
  • Encompass
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    Andrew L R
    Cambridge, MD
    Posted on August 31st, 2022 02:04 PM
    We delt mainly with Kelly and from the beginning she took the time to listen to and answer all of our questions. She also took the time to explain things to us that we didn't understand right away. We had some difficult circumstances to navigate...
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    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
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    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.