
Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...

As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Informative, patient and available
Alicia & Kelly are great! Nothing I love more than a lender that communicates and closes on time!!!
Very Responsive and helped explain things clearly.
Thanks for all you do !!!
She was readily available and very helpful throughout the process.
As usual OUTSTANDING service, communication and ease working with Alicia’s team!
Alicia was very caring and showed me she cared. I am very satisfied with her service. I would recommend her anytime. She did everything in her power to make me feel comfortable through this process. I appreciate her!
kept us in the loop about why the timeline kept needing to be changed, very thourough and easy to make contact with at all times. thanks, alicia!
Alicia is extremely helpful and pleasant. Really made my 1st time home buying experience a breeze.
We delt mainly with Kelly and from the beginning she took the time to listen to and answer all of our questions. She also took the time to explain things to us that we didn't understand right away. We had some difficult circumstances to navigate...
read more
341–350 of 481
About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
View All
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.