Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Chantele J
    Cockeysville, MD
    Posted on January 10th, 2023 01:37 PM
    Efficient, informative, pleasant, professional
  • Encompass
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    Jonelle C
    Cockeysville, MD
    Posted on January 10th, 2023 01:10 PM
    Alicia and her team always surpass my expectations as well as my buyers. My buyers words to me were, “well this process was way better than using my previous lender “ that makes me happy to work with such a great team.
  • Encompass
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    Larinda J F
    Baltimore, MD
    Posted on January 10th, 2023 04:05 AM
    It was painless. I was very anxious going into closing but everything went as planned and was very smooth.
  • Encompass
    M
    Mirtalia P B
    Brandywine, MD
    Posted on January 8th, 2023 05:26 PM
    Alicia - thank you so much! You were amazing to work with. Highly responsible.
  • Encompass
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    Trey G
    Baltimore, MD
    Posted on January 4th, 2023 03:24 PM
    Love your team! The energy is great and contagious. Keep up the good work.
  • Encompass
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    Tremayne T W
    Baltimore, MD
    Posted on December 30th, 2022 02:19 PM
    Simply dedicating time during regular business hours and outside of regular business hours!!!
  • Encompass
    A
    Audrey R
    Brandywine, MD
    Posted on December 30th, 2022 01:33 PM
    This survey is awesome, thank you for checking in!
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    Theresa H
    Baltimore, MD
    Posted on December 27th, 2022 03:36 AM
    Loved working with Alicia and the PRMI team.
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    Robyn E
    Owings Mills, MD
    Posted on December 9th, 2022 06:25 PM
    Thank you for always taking excellent care of our buyers! We’re so thankful to have you as our preferred lender. This transaction was extra special for our family and we knew we didn’t have to worry at all because she was in great hands! You...
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  • Encompass
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    Rick W
    Silver Spring, MD
    Posted on December 9th, 2022 03:31 PM
    Great job, Very professional and efficient throuhout the process
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    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
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    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.