Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

Main Street Home Loans
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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(443) 250-5489
Severna Park, MD
https://mainstreethomeloans.com/loanoriginator/alicia-harkowa/
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
    J
    Jared
    Posted on July 27th, 2023 10:18 PM
    Alicia and her team provided excellent customer service, competitive rates, and flexible terms. We were very happy with our experience. As first time home buyers, purchasing sight-unseen while moving all the way from Alaska was already stressful...
    read more
  • Zillow
    J
    Jared
    Odenton, MD
    Posted on July 27th, 2023 12:00 AM
    Alicia and her team provided excellent customer service, competitive rates, and flexible terms. We were very happy with our experience. As first time home buyers, purchasing sight-unseen while moving all the way from Alaska was already stressful...
    read more
  • Encompass
    M
    Michael B C
    Odenton, MD
    Posted on February 13th, 2023 09:10 PM
    Was very knowledgeable on the process and was willing to sit-down and discuss any questions/issues. She also did a great job of laying out the closing process as well as expectations.
  • Encompass
    G
    Gabriella V
    Severn, MD
    Posted on February 13th, 2023 03:03 PM
    Love working with the Harkowa team. They are always on top of things and I never have to worry !
  • Encompass
    C
    Casey M
    Severn, MD
    Posted on February 7th, 2023 05:19 PM
    We really appreciated Alicia taking the time to break down costs associated with getting a home loan. She gave us realistic expectations on what to expect and provided us what we needed to make informed decisions on what was affordable for...
    read more
    Reply from Alicia Harkowa
    May 27th, 2024 05:42 PM
    I'm delighted to hear that you had a positive experience with us, Casey It's always our goal at Main Street Home loans to be as communicative and responsive as possible to all our client's questions. Thank you so much for the amazing 5-star...
    read more
  • Encompass
    A
    Austin M
    Severn, MD
    Posted on February 7th, 2023 04:14 PM
    Much faster and easier than expected.
  • Encompass
    T
    Tammy D
    Halethorpe, MD
    Posted on January 28th, 2023 01:56 PM
    Most knowledgeable and professional , hard working and I am super privileged to have worked with you over the years , thank you so much for all you do ,
  • Encompass
    K
    Keisha R
    Parkville, MD
    Posted on January 25th, 2023 01:30 PM
    Alicia was concise, knowledgeable, thoughtful and transparent. Alicia and her entire team made my dream a reality. I'm proud and happy that Alicia and her team were able to provide such a wonderful and professional service. ❤️
  • Encompass
    J
    Jill M
    Baltimore, MD
    Posted on January 23rd, 2023 01:14 PM
    PRMI Iis a great lender to work with. They are responsive. Professional, efficient and knowledgeable. I enjoyed working with them. My first-time home buyer was served exceptionally well and the transaction was handled smoothly to close. Thank...
    read more
  • Encompass
    N
    Nzinga A A
    Parkville, MD
    Posted on January 17th, 2023 08:28 PM
    This was by far the easiest closing I ever had!!!!
    • 321–330 of 481
    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
      • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.