Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Alicia and her team made my 1st time buying process with confidence and guidance on each step overcoming hurdles from pre-approval to closing 10- Stars off the chart
Reply from Alicia Harkowa
August 8th, 2024 02:07 PM
Congratulations Paul, my team and I are so happy for you and wish you many happy years in your new home.
Very smooth experience. Timely and helpful with all major deadlines.
Reply from Alicia Harkowa
August 6th, 2024 11:00 PM
Congratulations, it was such a pleasure working with you. Enjoy that beautiful home
The quick responses, attention to detail, follow up and ease of signing documents.
Reply from Alicia Harkowa
July 30th, 2024 08:00 PM
Thank you Monya. I wish you and Dave many happy years in your new second home.
Very efficient and communicative
Reply from Alicia Harkowa
July 30th, 2024 03:35 PM
Thank you, wishing you many happy years in your new second home.
As a first time home buyer, I couldn't be more happy with the level of communication and willingness to explain all the intricacies of the market whenever I had questions. This team made the purchasing process much easier and were easily able...
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Reply from Alicia Harkowa
July 29th, 2024 01:24 PM
Thank you Javier. Congratulations and wishing you many happy years in your new home.
Alicia and her team were amazing. We came to Main Street Home Loans weary and unsure after having a bad experience for months with another Lender through our bank. Alicia reassured us that we could achieve our dream of homeownership. She got...
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Reply from Alicia Harkowa
July 27th, 2024 06:48 PM
Thank you, Wishing you and Melissa many happy years in your new home. Congratulations !!
Working with Alicia, Kelly and the team was great! They answered any question we had no matter the time. They made us feel important and even though they do this so often, they were not impatient and went through the whole process with us!
Reply from Alicia Harkowa
July 26th, 2024 03:47 PM
Congratulations on your beautiful home. I hope you and your family enjoy it for years to come.
Excellent customer service. Quick response to questions. Impressive attention to detail.
Reply from Alicia Harkowa
July 16th, 2024 02:51 PM
Thank you for the kind words, Wishing you lots of great days in your new home.
Easy to work with and kept lines of communication open consistently. Everyone was kind and professional.
Reply from Alicia Harkowa
July 11th, 2024 12:15 PM
Thank you Vanessa It was a pleasure helping you get into your beautiful home.
Alicia was on the ball 100% of the time, and was very patient in walking us through the entire process from start to finish. 10 out of 10 recommend!
Reply from Alicia Harkowa
June 30th, 2024 05:20 PM
It was a pleasure helping you with your beautiful home purchase. Wishing you many happy years to come.
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
