Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
They were also great to work with. Very professional with a warm friendless that was outstanding.
Reply from Alicia Harkowa
June 25th, 2024 01:53 PM
We are so happy for you. Wishing you all the best in your home.
NFM Lending really helped me step by step through the process, helping me to understand whatever did not make sense to me and how the process works.
Reply from Alicia Harkowa
June 25th, 2024 01:55 PM
Thank you Tyler. Wishing you all the best in your new home.
Overall solid and very helpful through the whole process
Reply from Alicia Harkowa
June 19th, 2024 02:28 PM
Thank you and congratulations on your new home.
Communication was great every step of the way. I always knew what to expect and when. The whole process felt very easy and everybody was so nice and helpful!
Reply from Alicia Harkowa
June 9th, 2024 12:57 PM
Thank you for the kind words. We wish you all the best in your new beautiful home.
Great team who kept as informed along the way. Great communication and stayed with us when we fell out of contract on our first home contract.
Reply from Alicia Harkowa
June 7th, 2024 03:00 PM
Thank you. We appreciate the kinds words. It was amazing to work with you and so glad you are in your beautiful home. Best Wishes for years to come
Alicia and her team were amazing through the whole process. She communicated everything step by step in great detail and was always available to answer any questions i may have had which is something I valued as a first time home buyer. All...
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June 27th, 2024 12:55 AM
Thank you, Keonte'! We are so happy to hear about your experience and that everything went well! Congrats on your new home!
Super simple process and great communication from start to finish.
Reply from Alicia Harkowa
June 7th, 2024 03:00 PM
Thank you for the kinds words, wishing you the best in your new home.
Alicia is great. Very helpful and knowledgeable.
Reply from Alicia Harkowa
May 28th, 2024 12:36 PM
Thank you Dilcia, wishing you many happy years in your new home.
Alicia Harkowa. Did a good Job helping us with paper work and guidance
Reply from Alicia Harkowa
May 22nd, 2024 11:04 PM
Thank you Carlos, enjoy that new home for years to come !!
They provided expertise guidance immediately in response to all our questions. This was the case throughout our process from initial estimates, to support buyer offers, through the entire loan and closing process.
Reply from Alicia Harkowa
May 22nd, 2024 11:04 PM
Thank you Jason we are excited for your family to get into your new home
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
