Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
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    Basel T
    Posted on September 18th, 2024 12:01 AM
    Alicia was incredible to work with! Her numbers were always spot on, and she made the loan process easy and stress-free. She communicated clearly and kept us informed every step of the way. Her expertise and attention to detail made all the...
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    Reply from Owner
    October 20th, 2024 01:30 PM
    Thank you Basel, wishing you and your brother many happy years in your new home.
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    April G
    Owings Mills, MD
    Posted on September 14th, 2024 11:53 AM
    The professional were very knowledgeable about the products
    Reply from Alicia Harkowa
    October 20th, 2024 01:31 PM
    Thank you April, wishing you many happy years in your new home.
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    Angel H
    Posted on September 10th, 2024 03:19 PM
    Alicia Harkowa at NFM Lending has received a review with 5 star rating from Angel H
    Reply from Owner
    October 20th, 2024 01:31 PM
    Thank you Angel, wishing you and your family many happy years in your new home.
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    Angel R H
    Glen Burnie, MD
    Posted on September 10th, 2024 03:19 PM
    Alicia and her team were very professional through the whole process. They emailed me to help me send the correct documents I needed to sent over and helped me if I had any type of trouble. You can really tell that her team are great at their...
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    Reply from Alicia Harkowa
    September 10th, 2024 03:29 PM
    Thank you very much for the kind words. Congratulations on your first home.
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    Tina H
    Halethorpe, MD
    Posted on September 5th, 2024 10:04 AM
    Alicia was AMAZING! The whole team was great. As an first-time home buyer, I was so overwhelmed with the whole process. Alicia and her team at NFM Lending made the process easier. Alicia was always available to answer all of my questions and...
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    Reply from Alicia Harkowa
    September 5th, 2024 12:20 PM
    Congratulations to you and your family on the purchase of your beautiful home. Enjoy it for years to come.
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    Breonna R
    Suitland, MD
    Posted on August 23rd, 2024 04:13 AM
    I started working with Alicia and her team after having a bad experience with another lending company. Alicia was very professional, informative and she cared about helping me purchase a home as a first homebuyer. She was always available and...
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    Reply from Alicia Harkowa
    September 5th, 2024 12:21 PM
    We are so happy for you and glad we were able to play a part in your owning your first home. Congratulations!!
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    Olivia P A
    Baltimore, MD
    Posted on August 22nd, 2024 06:54 PM
    Alicia was always super responsive & answered any questions we had along the way!
    Reply from Alicia Harkowa
    August 22nd, 2024 07:14 PM
    Congratulation on the purchase of your home, wishing you many happy years in the home.
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    Trevon M N
    Baltimore, MD
    Posted on August 19th, 2024 10:04 AM
    The process was smooth. Communication from all parties were all great and easy to understand also prompt as well.
    Reply from Alicia Harkowa
    August 19th, 2024 01:10 PM
    Congratulations, wishing you many happy years in your new home.
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    Robin M J
    Baltimore, MD
    Posted on August 13th, 2024 10:37 AM
    The entire team at NFM is AMAZING!!! Thank you so much Alicia for your outstanding professionalism and thoroughness threw the entire process!!
    Reply from Alicia Harkowa
    August 13th, 2024 01:29 PM
    Congratulations Robin, we are so happy for you. Wishing you many happy years in your new home. !!
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    Dylan J G
    Taneytown, MD
    Posted on August 13th, 2024 10:02 AM
    Very good communication. Friendly crew to work with and got clear answers everytime I asked.
    Reply from Alicia Harkowa
    August 13th, 2024 01:30 PM
    Congratulations Dylan., wishing you many many happy years in your new home.
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    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.